Kenton County property record for 115 W 34th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 891 sqft · built 1926 |
| Lot Size | 0.067 acres (2,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Jun 2024) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-10-006.00 |
| Primary APN | 056-13-10-006.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 891 sqft Finished Area |
| Gross Area | 1,267 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,940 sqft (0.067 acres) |
| Lot Dimensions | 98 ft deep x 30 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 115 W 34TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEHON PT LOTS 263-264 30'X 98' SS 34TH 173' E CAROLINE |
| Legal Subdivision | SEHON |
| Legal Lot Number | 263,26 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 61400 |
115 W 34th St is owned and occupied by an individual who bought it in June 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 W 34TH ST, COVINGTON, KY 41015-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 17, 2018 | Grant Deed, Transfer · Conventional Mortgage WESBANCO BK |
| Jun 18, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on File |
| Deed Sale | Jun 24, 2024 · Amount on File |
| Prior Sale | Jun 18, 2018 · Amount on File |
| Deed Document Number | 202462 |
| Deed Book / Page | 291 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 W 34TH ST, COVINGTON, KY 41015-1116 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 115 W 34TH ST, COVINGTON, KY 41015-1116 |
| Document Number | 0005900045 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 369/817 |
| Instrument | 22051105900045 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 17, 2018 |
| Property Address | 115 W 34TH ST, COVINGTON, KY 41015-1116 |
| Document Number | 0000000206 |
| Book / Page | 0C6503 / 000015 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 206 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.37 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 W 34TH ST COVINGTON KY 410151116, COVINGTON, KY 41015-1116 |
| Document Number | 207 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 006503/000019 |
| Instrument | 207 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 18, 2018 |
| Property Address | 115 W 34TH ST, COVINGTON, KY 41015-1116 |
| Document Number | 0000000151 |
| Book / Page | 0C6432 / 000306 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 151 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $46.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 176476 COVINGTON KY 410176476, COVINGTON, KY 41017-6476 |
The 2025 property tax bill for 115 W 34th St was $2,636.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,000 (-) Land $10,000 Building $189,000 | $199,000 (-) Land $10,000 Building $189,000 | |
| 2025 | $2,636.00 | $199,000 Land $5,000 Building $194,000 | $199,000 Land $5,000 Building $194,000 |
| 2023 | $1,046.00 Homeowner's exemption | $125,000 Land $5,000 Building $120,000 | $125,000 Land $5,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 W 34th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 W 34th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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