117 Summit Ave, Thurmont, MD 21788 Property Records

Frederick County property record for 117 Summit Ave, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,930 sqft · built 2023
Lot Size0.232 acres (10,113 sqft)
OwnerIndividual Name on File
Last Sale$526,898 (Aug 2023)
Tax Bill$6,258 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2023 Sale
APN15-604862

Property Details

APN / Parcel Number

Primary APN15-604862
Alternative APN
  • 604862

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,930 sqft Living Area
Gross Area3,350 sqft
1st Floor Area1,200 sqft
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,113 sqft (0.232 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number604862
Street Address117 SUMMIT AVE
CityTHURMONT
StateMD
Zip21788-1870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 10,113 SQ FT HAMMAKER HILLS
Legal SubdivisionHAMMAKER HILLS PLAT 1
Legal Lot Number20
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2005
Census Tract753001

Owner

117 Summit Ave is owned and occupied by an individual who bought it in August 2023.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address117 SUMMIT AVE, THURMONT, MD 21788-1870
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed, Transfer · FHA Mortgage
DRAPER & KRAMER MORTGAGE CORP
Apr 7, 2023Deed, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Deed Book / Page16549 / 41
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 7, 2023
Property Address117 SUMMIT AVE, THURMONT, MD 21788
Document Number0165490041
Book / Page16549 / 41
Map ReferenceMB 108 PL 10
Instrument DateAug 1, 2023
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,634.49
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address117 SUMMIT AVE, THURMONT, MD 21788-1870
InvestorPossibly a Property Investor

Mortgage

Document Number0001654949
DateAug 7, 2023
Instrument16549/49
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 7, 2023
Property Address117 SUMMIT AVE, THURMONT, MD 21788
Document Number0163930295
Book / Page16393 / 295
Map ReferenceMB 108 PL 10
Instrument DateMar 20, 2023
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount on Record
Tax$3,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 117 Summit Ave was $6,258 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,000 Land $105,100 Building $336,900$442,000 Land $105,100 Building $336,900
2025$6,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 1 flood claim near 117 Summit Ave since 1979.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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