Frederick County property record for 114 Summit Ave, Thurmont, MD 21788
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.159 acres (6,944 sqft) |
| Owner | Company Name on Record |
| Last Sale | $526,000 (Dec 2023) |
| Tax Bill | $840 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-604846 |
| Primary APN | 15-604846 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,944 sqft (0.159 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 604846 |
|---|---|
| Street Address | 114 SUMMIT AVE |
| City | THURMONT |
| State | MD |
| Zip | 21788-1869 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 3 6,944 SQ FT HAMMAKER HILLS |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 753001 |
Source: Frederick County records, as of December 29, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Dec 19, 2023 | Deed, Transfer KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Deed Document Number | 0016707196 |
| Deed Book / Page | 16707 / 196 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 114 SUMMIT AVE, THURMONT, MD 21788-1869 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | SUMMIT AVE 114, THURMONT, MD 21788 |
| Document Number | 0176130465 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 17613/465 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 19, 2023 |
| Property Address | 114 SUMMIT AVE, THURMONT, MD 21788-1869 |
| Document Number | 0167070196 |
| Book / Page | 16707 / 196 |
| Map Reference | MB 108 PL 10 |
| Instrument Date | Dec 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $840.00 | $56,300 Land $56,300 | $56,300 Land $56,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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