117 Saddlebrook Way, El Cajon, CA 92019 Property Records

San Diego County property record for 117 Saddlebrook Way, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,821 sqft · built 2019
Lot Size	0.462 acres (20,127 sqft)
Owner	Company Name on File
Last Sale	$1,108,500 (Apr 2020)
Tax Bill	$16,530 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`511-240-45-00`

Property Details

APN / Parcel Number

Primary APN	`511-240-45-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,821 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	20,127 sqft (0.462 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	117 SADDLEBROOK WAY
City	EL CAJON
State	CA
Zip	92019-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LOT 6 TR 014894
Legal Subdivision	MCNEIL RANCH
Legal Tract	014894
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	15602

Owner

117 Saddlebrook Way is owned by a company that acquired it in December 2020 and is owner-occupied.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	117 SADDLEBROOK WAY, EL CAJON, CA 92019-7003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 1, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Deed Document Number	2020210211
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000003262
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2021
Property Address	117 SADDLEBROOK WAY, EL CAJON, CA 92019-7003
Document Number	0000003262
Map Reference	MAP 14894
Instrument Date	Dec 22, 2020
Instrument	2021-0003262
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	117 SADDLEBROOK WAY, EL CAJON, CA 92019-7003

Mortgage

Document Number	0000003263
Date	Jan 4, 2021
Instrument	2021-0003263

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2019
Property Address	117 SADDLEBROOK WAY, EL CAJON, CA 92019-7003
Document Number	0000502312
Instrument Date	Oct 30, 2019
Instrument	502312
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	CONS PRIEST EL CAJON CA 92019, EL CAJON, CA 92019

Tax Assessment & Valuation

The 2025 property tax bill for 117 Saddlebrook Way was $16,530 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,337,590 (+2%) Land $557,756 Building $779,834
2025	$16,530.00 Homeowner's exemption	$1,311,364 Land $546,820 Building $764,544
2023	$15,642.00 (+1.12%) Homeowner's exemption	$1,247,444 Land $525,588 Building $721,856
2022	$15,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 117 Saddlebrook Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Saddlebrook Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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