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103 Saddlebrook Way, El Cajon, CA 92019 Property Records

San Diego County property record for 103 Saddlebrook Way, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,821 sqft · built 2020
Lot Size0.459 acres (19,978 sqft)
OwnerIndividual Name on Record
Last Sale$1,185,000 (Dec 2020)
Tax Bill$16,839 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN511-240-43-00

Property Details

APN / Parcel Number

Primary APN511-240-43-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,821 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area19,978 sqft (0.459 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address103 SADDLEBROOK WAY
CityEL CAJON
StateCA
Zip92019-7003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-20
Legal DescriptionLOT 4 TR 014894
Legal SubdivisionMCNEIL RANCH
Legal Tract014894
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract15602

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 SADDLEBROOK WAY, EL CAJON, CA 92019-7003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 1, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Deed Document Number2020817783
Record UpdatedSep 20, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2020
Property Address103 SADDLEBROOK WAY, EL CAJON, CA 92019-7003
Document Number0000817783
Map ReferenceMAP 14894
Instrument DateDec 2, 2020
Instrument2020-0817783
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SADDLEBROOK WAY, EL CAJON, CA 92019-7003

Mortgage

Document Number0000817784
DateDec 18, 2020
Instrument2020-0817784
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 1, 2019
Property Address103 SADDLEBROOK WAY, EL CAJON, CA 92019-7003
Document Number0000502312
Instrument DateOct 30, 2019
Instrument502312
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
AddressCONS PRIEST EL CAJON CA 92019, EL CAJON, CA 92019

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,378,334 (+7.46%) Land $552,040 Building $826,294
2025$16,839.00 (+8.04%) Homeowner's exemption$1,282,681 (+4.04%) Land $541,216 Building $741,465
2023$15,586.00 (-3.31%) Homeowner's exemption$1,232,874 Land $520,200 Building $712,674
2022$16,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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