117 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 117 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$1,700 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-730-05-06`

Property Details

APN / Parcel Number

Primary APN	`14-730-05-06`
Alternative APNs	`14730050600000001` `727072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	727072
Old Parcel Number	14730050600000001
Street Address	117 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT N 1/2 OF LOT 29
Legal Range	32
Legal Township	50
Legal Section	33
Legal Subdivision	FAIRMOUNT
Legal Lot Number	29
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2003
Census Tract	11001

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	117 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Apr 29, 2020	Deed of Trust, Mortgage COMMERCIAL BK/OAK GROVE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022
Deed Sale	Nov 18, 2022
Prior Sale	Jun 3, 2008
Deed Document Number	2022E0104035
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2022
Property Address	117 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Document Number	00E0104035
Instrument Date	Nov 2, 2022
Instrument	2022E0104035
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S CEDAR AVE, INDEPENDENCE, MO 64053-1421

Mortgage

Document Number	00E0104036
Date	Nov 18, 2022
Instrument	2022E0104036

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	117 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Document Number	0000E41200
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1106 SW FOXTAIL DR GRAIN VALLEY MO 640299072, GRAIN VALLEY, MO 64029-9072

Mortgage

Document Number	0000E41200
Date	May 20, 2020
Instrument	41200E

Lender

Name	COMMERCIAL BK/OAK GROVE
Type	Bank
Address	OAK GROVE, MO 64075

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 19, 2023

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,309 (+14.47%) Land $3,245 Building $24,064	$143,730 (+14.47%)
2024	$1,700.00 (+2.47%)
2023	$1,659.00	$23,856 Land $4,419 Building $19,437	$125,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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