116 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 116 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,676 sqft · built 1925
Lot Size	0.306 acres (13,335 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jul 2020)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-730-06-40`

Property Details

APN / Parcel Number

Primary APN	`14-730-06-40`
Alternative APNs	`14-730-06-40-00-0-00-000` `14730064000000001` `727139`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Frame
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,335 sqft (0.306 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727139
Street Address	116 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT LOT 24
Legal Subdivision	FAIRMOUNT
Legal Block	2
Legal Lot Number	24
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	11001

Owner

Source: Jackson County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 16, 2020	Quit Claim Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO
Jul 16, 2020	Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2020E60961
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	00E0060960
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Oct 6, 2026
Property Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422
Document Number	0000074693
Instrument Date	Aug 1, 2026
Instrument	202674693
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422

Mortgage

Document Number	0000074693,
Date	Oct 6, 2026
Instrument	202674693

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Aug 1, 2050

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422

Mortgage

Document Number	00E0023732
Date	Apr 5, 2023
Instrument	2023E0023732

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 16, 2020
Property Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422
Document Number	0000E60960
Instrument Date	Jul 8, 2020
Instrument	60960E
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CEDAR AVE INDEPENDENCE MO 640531422, INDEPENDENCE, MO 64053-1422

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 16, 2020
Property Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422
Document Number	0000E60961
Instrument Date	Jun 30, 2020
Instrument	60961E
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CEDAR AVE INDEPENDENCE MO 640531422, INDEPENDENCE, MO 64053-1422

Mortgage

Document Number	E61056
Date	Jul 16, 2020
Instrument	61056E

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	116 S CEDAR AVE, INDEPENDENCE, MO 64053-1422
Document Number	000E114113
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CEDAR AVE INDEPENDENCE MO 640531422, INDEPENDENCE, MO 64053-1422

Mortgage

Document Number	000E114113
Date	Dec 22, 2017
Instrument	114113E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,589 (-) Land $3,595 Building $13,994	$92,570 (-)
2025	$1,286.00 (-14.49%)	$17,589 (-16.62%) Land $3,595 Building $13,994	$92,570 (-16.63%)
2024	$1,504.00 (+2.52%)
2023	$1,467.00	$21,096 Land $1,260 Building $19,836	$111,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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