Bell County property record for 117 S 1st St, Temple, TX 76501
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 4,200 sqft · built 1982 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $266,000 (Dec 2025) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0002270000 |
| Primary APN | 0002270000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,200 sqft Gross Area |
| 1st Floor Area | 2,100 sqft |
| 2nd Floor Area | 2,100 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Gravel |
| Lot Area | 3,300 sqft (0.076 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| View / Lot | Commercial |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 117 S 1ST ST |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-7611 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CA |
| Legal Description | TEMPLE ORIGINAL, BLOCK 029, LOT 0009, B & W BEAUTY SUPPLY |
| Legal Subdivision | TEMPLE ORIGINAL |
| Legal Block | 29 |
| Legal Lot Number | 9 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 20701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Temple Commercial Historic District listed 2005 · 113 contributing resources · NRIS 05001192 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
117 S 1st St, a commercial property, is owned by a company that bought it in December 2025.
Source: Bell County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 GREENVIEW DR, TEMPLE, TX 76502-4892 |
| Owner Type | Company |
| Vesting | Limited Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Mar 25, 2026 | Deed of Trust, Mortgage BARRY S COHEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Deed Document Number | 202564355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 1, 2026 |
| Property Address | 117 S 1ST ST, TEMPLE, TX 76501-7611 |
| Document Number | 0000049325 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202649325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership, 267 |
| Address | 201 S MAIN ST, TEMPLE, TX 76501-7636 |
| Document Number | 0000049325, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202649325 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 117 S 1ST ST, TEMPLE, TX 76501-7611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 W AVENUE B, TEMPLE, TX 76501-7624 |
| Document Number | 0000013968 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026013968 |
| Name | BARRY S COHEN |
|---|---|
| Type | Private Party |
| Address | 14050 WOODLAND POINT LOOP, BELTON, TX 76513 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 117 S 1st St was $1,593.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 | $56,664 Land $13,200 Building $43,464 | $56,664 Land $13,200 Building $43,464 |
| 2023 | $1,062.00 (+8.59%) | $46,335 Land $11,550 Building $34,785 | $46,335 Land $11,550 Building $34,785 |
| 2022 | $978.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 117 S 1st St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1993–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 117 S 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Nextlink.
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