110 S 1st St, Temple, TX 76501 Property Records

Bell County property record for 110 S 1st St, Temple, TX 76501

Property Summary

Property Type	Commercial
Details	2 ba · 5,400 sqft · built 1977
Lot Size	0.888 acres (38,670 sqft)
Owner	Company Name on Record
Last Sale	$1,887,126 (Jul 2025)
Tax Bill	$14,326 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0002160000`

Property Details

APN / Parcel Number

Primary APN	`0002160000`
Alternative APNs	`855277` `35774`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	5,400 sqft Gross Area
1st Floor Area	5,400 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Gravel
Lot Area	38,670 sqft (0.888 acres)
Lot Dimensions	990 ft deep x 270 ft wide
View / Lot	Commercial
Canopy	1,181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	110 S 1ST ST
City	TEMPLE
State	TX
Zip	76501-7612
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CA
Legal Description	TEMPLE ORIGINAL, BLOCK 028, LOT 15, 16, PT 5-10 (E PT OF 5-10) & 0.028AC ALLEY ADJ, ACRES .296
Legal Subdivision	TEMPLE ORIGINAL
Legal Block	28
Legal Lot Number	15,16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1068
Census Tract	20701

Owner

Source: Bell County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5304 WINROCK CIR, TEMPLE, TX 76502-8812
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANK
Nov 20, 2020	Deed of Trust, Mortgage NATIONAL UNITED IN GATESVILLE
Mar 23, 2018	Warranty Deed, Construction Loan · Construction Mortgage EXTRACO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Deed Document Number	202533063
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 20, 2026
Property Address	110 S 1ST ST, TEMPLE, TX 76501-7612
Document Number	0000018855
Instrument Date	Apr 17, 2026
Instrument	202618855
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CENTRAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5304 WINROCK CIR, TEMPLE, TX 76502-8812

Mortgage

Document Number	0000018855,
Date	Apr 20, 2026
Instrument	202618855

Lender

Name	EXTRACO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2031

Interest

Rate	6.22%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	110 S 1ST ST, TEMPLE, TX 76501-7612
Document Number	0000065804
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 779 GATESVILLE TX 765280779, GATESVILLE, TX 76528-0779

Mortgage

Document Number	0000065804
Date	Nov 30, 2020
Instrument	65804

Lender

Name	NATIONAL UNITED IN GATESVILLE

Agreement

Amount	Amount Recorded

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 23, 2018
Property Address	110 S 1ST ST, TEMPLE, TX 76501-7612
Document Number	0000011576
Instrument Date	Mar 21, 2018
Instrument	11576
Transaction Type	Construction Loan
Record Updated	Apr 5, 2018
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	15 N MAIN ST TEMPLE TX 765017629, TEMPLE, TX 76501-7629

Mortgage

Document Number	11577
Date	Mar 23, 2018
Instrument	11577

Lender

Name	EXTRACO BK
Type	Bank
Address	TEMPLE, TX 76501
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,326.00 (-5.14%)	$612,156 (-7.08%) Land $40,346 Building $571,810	$612,156 (-7.08%) Land $40,346 Building $571,810
2023	$15,103.00 (+87.36%)	$658,791 Land $36,350 Building $622,441	$658,791 Land $36,350 Building $622,441
2022	$8,061.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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