117 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 117 Rutledge St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,624 sqft · built 1942
Lot Size	0.129 acres (5,619 sqft)
Owner	Company Name on Record
Last Sale	$133,000 (May 2025)
Tax Bill	$1,268 (2024)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0213-0004`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0213-0004`
Alternative APNs	`45-08-05-130-003.000-004` `254402130004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,312 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	117 RUTLEDGE ST
City	GARY
State	IN
Zip	46404-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND COS. 5TH SUB. N. 5 FT. OF L.3 BL.19 ALL L.4 BL.19 S. 10 FT. L.5 BL.19
Legal Subdivision	GARY LAND COS. 5TH SUB
Legal Block	19
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1003
Census Tract	10400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7581 MURRELET ST, HOBART, IN 46342-6890
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
May 6, 2025	Warranty Deed, Transfer WARBUCKS CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Mar 21, 2014
Deed Document Number	2025515785
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	0000055054
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	117 RUTLEDGE ST, GARY, IN 46404-1004
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 BIGGER ST, GARY, IN 46404-1837
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038038
Date	Oct 3, 2025
Instrument	2025-538038

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 6, 2025
Property Address	117 RUTLEDGE ST, GARY, IN 46404-1004
Document Number	0000015785
Map Reference	MB 15 PG 3
Instrument Date	May 2, 2025
Instrument	2025-515785
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7581 MURRELET ST, HOBART, IN 46342-6890
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015786
Date	May 6, 2025
Instrument	2025-515786

Lender

Name	WARBUCKS CAPITAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,700 (+72.43%) Land $8,100 Building $77,600	$85,700 (+72.43%) Land $8,100 Building $77,600
2024	$1,268.00 (-28.32%)	$49,700 (+6.65%) Land $8,100 Building $41,600	$49,700 (+6.65%) Land $8,100 Building $41,600
2023		$46,600 (-) Land $7,900 Building $38,700	$46,600 (-) Land $7,900 Building $38,700
2022	$1,769.00	$46,600 Land $4,700 Building $41,900	$46,600 Land $4,700 Building $41,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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