105 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 105 Rutledge St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,440 sqft · built 1942
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on File
Tax Bill$540 (2024)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-44-0213-0007

Property Details

APN / Parcel Number

Primary APN001-25-44-0213-0007
Alternative APNs
  • 45-08-05-130-001.000-004
  • 254402130007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area2,160 sqft
1st Floor Area720 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1980
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions126 ft deep x 44 ft wide
View / LotAlley
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 RUTLEDGE ST
CityGARY
StateIN
Zip46404-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY LAND COS. 5TH SUB. N. 5 FT. L.6 BL.19 ALL L.7 BL.19
Legal SubdivisionGARY LAND COS. 5TH SUB
Legal Block19
Legal Lot Number6
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1003
Census Tract10400

Owner

105 Rutledge St is owned and occupied by two individuals who acquired it in March 2025.

Source: Lake County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address105 RUTLEDGE ST, GARY, IN 46404-1004
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 1, 2025
Transfer Doc0000005656
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 15, 2025
Property Address105 RUTLEDGE ST, GARY, IN 46404-1004
Document Number0000026649
Map ReferenceMB 15 PG 3
Instrument DateJul 30, 2025
Instrument2025-026649
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 RUTLEDGE ST, GARY, IN 46404-1004

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$77,900 (+74.27%) Land $8,000 Building $69,900$77,900 (+74.27%) Land $8,000 Building $69,900
2024$540.00$44,700 (+4.68%) Land $8,000 Building $36,700$44,700 (+4.68%) Land $8,000 Building $36,700
2023$42,700 (+13.87%) Land $7,700 Building $35,000$42,700 (+13.87%) Land $7,700 Building $35,000
2022$412.00 Homeowner's exemption$37,500 Land $4,600 Building $32,900$37,500 Land $4,600 Building $32,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Rutledge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Rutledge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Rutledge St

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