Hampden County and Chicopee City property record for 117 Providence St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,555 sqft · built 1950 |
| Lot Size | 0.338 acres (14,715 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,000 (Jul 2020) |
| Tax Bill | $4,749 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391-00023 |
| Primary APN | 391-00023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 1,360 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 892 sqft |
| Unfinished Basement | 892 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,715 sqft (0.338 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 391-00023 |
|---|---|
| Street Address | 117 PROVIDENCE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 PROVIDENCE ST, CHICOPEE, MA 01020-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage ALDENVILLE CU |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 202039398 |
| Deed Book / Page | 23323 / 360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 22, 2020 |
| Property Address | 117 PROVIDENCE ST, CHICOPEE, MA 01020-1128 |
| Document Number | 23323-360 |
| Book / Page | 23323 / 360 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 39398 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 E DWIGHT ST, HOLYOKE, MA 01040-6137 |
| Document Number | 39399 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 39399 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Aug 1, 2025 |
| Max Rate At Change | 2.88% |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 117 PROVIDENCE ST, CHICOPEE, MA 01020-1128 |
| Document Number | 22401-5 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 117 PROVIDENCE ST CHICOPEE MA 010201128, CHICOPEE, MA 01020-1128 |
| Document Number | 22401-5 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 022401/000005 |
| Instrument | 61513 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 14, 2033 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,749.00 (+7.64%) | $311,600 (+7.08%) Land $123,800 Building $187,800 | $327,447 (+9.35%) |
| 2025 | $4,412.00 (+5.45%) | $291,000 (+2.65%) Land $113,500 Building $177,500 | $299,440 |
| 2024 | $4,184.00 (+4.5%) | $283,500 (+7.26%) Land $111,200 Building $172,300 | |
| 2023 | $4,004.00 | $264,300 Land $101,100 Building $163,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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