Fulton County and Johnstown City property record for 117 Prospect St, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1972 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Aug 2020) |
| Tax Bill | $1,892 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Refinance |
| APN | 170800 174.8-17-29 |
| Primary APN | 170800 174.8-17-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 117 PROSPECT ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 17 |
| Legal Lot Number | 29.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 971200 |
117 Prospect St is owned and occupied by two individuals who bought it in August 2020.
Source: Fulton County and Johnstown City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 PROSPECT ST, JOHNSTOWN, NY 12095-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on File |
| Deed Sale | Aug 25, 2020 · Amount on File |
| Prior Sale | Jan 31, 2014 · Amount on File |
| Deed Document Number | 202062580 |
| Prior Transfer Date | Aug 7, 2020 |
| Prior Transfer Doc | 0202062580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Aug 25, 2020 |
| Property Address | 117 PROSPECT ST, JOHNSTOWN, NY 12095-2503 |
| Document Number | 0202062580 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 2020-62580 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 SMITH ST, JOHNSTOWN, NY 12095-2107 |
| Document Number | 0202062581 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-62581 |
| Name | FIRST CHOICE FINANCIAL FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 117 Prospect St was $1,892, down 31.5% from the year before.
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,892.00 (-31.47%) | ||
| 2025 | $2,761.00 | $60,000 Land $18,800 Building $41,200 | $96,774 Land $30,323 Building $66,451 |
| 2023 | $60,000 Land $18,800 Building $41,200 | $80,000 Land $25,067 Building $54,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 117 Prospect St; there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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