112 Prospect St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 112 Prospect St, Johnstown, NY 12095

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,368 sqft · built 1880
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$66,000 (Jan 2023)
Tax Bill	$2,208 (2026)
Deeds & Mortgages	Aug 2023 Refinance Jan 2023 Sale & Mortgage + 1 more
APN	`170800 174.8-21-8`

Property Details

APN / Parcel Number

Primary APN	`170800 174.8-21-8`
Alternative APN	`080017400800210080000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,368 sqft Total Area
1st Floor Area	1,150 sqft
2nd Floor Area	1,218 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	165 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 PROSPECT ST
City	JOHNSTOWN
State	NY
Zip	12095-2536
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Block	21
Legal Lot Number	8.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	4
Census Block	4015
Census Tract	971200

Owner

112 Prospect St, a triplex, is owned by a company that bought it in January 2023.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	119 LITTLE GEM TER, GLOVERSVILLE, NY 12078-7038
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE NATIONAL BANK OF COXSACKIE
Jan 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MAKO INTERNATIONAL LLC
Aug 19, 2022	Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202379179
Prior Transfer Date	Jan 20, 2004
Prior Transfer Doc	0969000302
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	112 PROSPECT ST, JOHNSTOWN, NY 12095-2536
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202382118
Date	Aug 2, 2023
Instrument	2023-82118

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Jan 19, 2023
Property Address	112 PROSPECT ST, JOHNSTOWN, NY 12095-2536
Document Number	0202379179
Instrument Date	Jan 17, 2023
Instrument	2023-79179
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LITTLE GEM TER, GLOVERSVILLE, NY 12078-7038

Mortgage

Document Number	0202379180
Date	Jan 19, 2023
Instrument	2023-79180

Lender

Name	MAKO INTERNATIONAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Deed, Foreclosure

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Aug 19, 2022
Property Address	112 PROSPECT ST, JOHNSTOWN, NY 12095-2536
Document Number	0202276461
Instrument Date	Aug 1, 2022
Instrument	2022-76461
Transaction Type	Foreclosure
Record Updated	Sep 13, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL # STE10, STE10, GREENVILLE, SC 29601-2165

Tax Assessment & Valuation

The 2026 property tax bill for 112 Prospect St was $2,208, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,208.00 (-31.47%)
2025	$3,222.00	$70,000 Land $9,800 Building $60,200	$112,903 Land $15,806 Building $97,097
2023		$70,000 Land $9,800 Building $60,200	$93,333 Land $13,067 Building $80,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 112 Prospect St; there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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