Middlesex County and Acton Town property record for 99 Prospect St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1945 |
| Square Footage | 2,670 sqft Living Area |
| Lot Size | 20,250 sqft (0.465 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $665,000 (2018) |
| Tax Bill | $16,311.00 (2025) |
| Primary APN | ACTO M:00G2 B:0081 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,670 sqft Living Area |
| Gross Area | 4,173 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,250 sqft (0.465 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 99 PROSPECT ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 81 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G2 B:0081 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NORTHPOINTE BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NORTHPOINTE BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Aug 13, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Aug 29, 2003 · Amount on Record |
| Deed Book / Page | 71462 / 583 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077805-173 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 77805/173 |
| Instrument | 113286 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078764-483 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 78764/483 |
| Instrument | 211461 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78764-483 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 78764/483 |
| Instrument | 211461 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73874-562 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 73874/562 |
| Instrument | 203806 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75874-94 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 75874/94 |
| Instrument | 185567 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 13, 2018 |
| Property Address | 99 PROSPECT ST, ACTON, MA 01720-3632 |
| Document Number | 71462-583 |
| Book / Page | 071462 / 000583 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 123009 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,032.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 99 PROSPECT ST ACTON MA 017203632, ACTON, MA 01720-3632 |
| Document Number | 71463-1 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 071463/000001 |
| Instrument | 123010 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,311.00 (+7.77%) | $951,100 (+4.76%) Land $272,800 Building $678,300 | $923,210 (+2.58%) |
| 2024 | $15,135.00 (+2.19%) | $907,900 (+7.65%) Land $272,800 Building $635,100 | $900,030 |
| 2023 | $14,810.00 | $843,400 Land $248,100 Building $595,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 10% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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