117 Oxbow Dr, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 117 Oxbow Dr, Oxbow, ND 58047

Property Summary

Property Type	Condominium
Details	5 bd · 2 ba · 1,348 sqft · built 1978
Lot Size	0.79 acres (34,573 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2015)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-0010-00180-030`

Property Details

APN / Parcel Number

Primary APN	`78-0010-00180-030`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Basement Area	900 sqft
Finished Basement	900 sqft
Unfinished Basement	900 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	34,573 sqft (0.79 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Slab
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	117 OXBOW DR
City	OXBOW
State	ND
Zip	58047-5001
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: 18 BLOCK: 0 ADDITION: OXBOW COUNTRY CLUB & ESTATES ADDITIONAL: UNIT A-3 OXBOW CONDO OXBOW COUNTRY CLUB & ESTATES LOT 18
Legal Subdivision	COUNTRY CLUB
Legal Lot Number	18-19
Legal Unit	A-3
Jurisdiction	CASS ND
Township / Civil Division	OXBOW
Census Block Group	2
Census Block	2066
Census Tract	40600

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 OXBOW DR, OXBOW, ND 58047-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2015 · Amount on Record
Deed Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	20151465699
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	117 OXBOW DR, OXBOW, ND 58047-5001
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 43RD ST S 103, 103, FARGO, ND 58103-3314

Mortgage

Document Number	0001706884
Date	Feb 26, 2024
Instrument	1706884

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	117 OXBOW DR, OXBOW, ND 58047-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001617175
Date	Dec 23, 2020
Instrument	1617175

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Oxbow City
Unified School District	Kindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (-35.18%)	$148,500 (+13.53%) Land $17,200 Building $131,300	$297,000 (+13.53%) Land $34,400 Building $262,600
2023	$3,084.00	$130,800 Land $10,750 Building $120,050	$261,600 Land $21,500 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	195 (1978–2013)
Claims Outside the SFHA	42 of 195
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 51 claims Severe Storms And Flooding, Jun 2009 · 68 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT-PHASE I private · serves 3,658 people · EPA ID ND0901060
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20

May also be available: MLGC.

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