105 Oxbow Dr, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 105 Oxbow Dr, Oxbow, ND 58047

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,414 sqft · built 1975
Lot Size0.47 acres (20,631 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Apr 2024)
Tax Bill$2,492 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN78-0010-00020-000

Property Details

APN / Parcel Number

Primary APN78-0010-00020-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Building Area1,414 sqft Living Area
Basement Area1,025 sqft
Finished Basement1,025 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,631 sqft (0.47 acres)
Garage TypeAttached
Garage Area650 sqft
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address105 OXBOW DR
CityOXBOW
StateND
Zip58047-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 2 BLOCK: 0 ADDITION: OXBOW COUNTRY CLUB & ESTATES ADDITIONAL: OXBOW COUNTRY CLUB & ESTATES LOT 2
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number2
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

Source: Cass County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 OXBOW DR, OXBOW, ND 58047-5001
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleApr 15, 2014 · Amount on Record
Deed Document Number20241709693
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateApr 16, 2024
Property Address105 OXBOW DR, OXBOW, ND 58047-5001
Document Number0001709693
Instrument DateApr 15, 2024
Instrument1709693
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyREGENCY TITLE-FARGO, REGENCY TITLE FARGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address105 OXBOW DR, OXBOW, ND 58047-5001

Mortgage

Document Number0001709694
DateApr 16, 2024
Instrument1709694
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,492.00 (-25.12%)$170,400 (+19.92%) Land $27,050 Building $143,350$340,800 (+19.92%) Land $54,100 Building $286,700
2023$3,328.00$142,100 Land $18,000 Building $124,100$284,200 Land $36,000 Building $248,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 87% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people · EPA ID ND0901060
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable · Fixed Wireless in parts of the area
1,250 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Griggs County Telephone Company.

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