Carteret County property record for 105 Ocean Bluff Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,354 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Aug 2017) |
| Tax Bill | $3,081 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6334.10.37.5496000 |
| Primary APN | 6334.10.37.5496000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,354 sqft Heated Area |
| Gross Area | 1,893 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 63161 |
|---|---|
| Street Address | 105 OCEAN BLUFF DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L02 OCEAN BLUFF - INDIAN BEACH FORMER TR 5 ROOSEVELT ESTATE |
| Legal Subdivision | OCEAN BLUFF |
| Legal Tract | 5 |
| Legal Block | 37 |
| Legal Lot Number | 2 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971003 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12227 VALLEYBROOK DR, HENRICO, VA 23233-1072 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Sep 3, 2019 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE |
| Aug 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Deed Document Number | 20171585443 |
| Deed Book / Page | 1585 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 105 OCEAN BLUFF DR, INDIAN BEACH, NC 28512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016820379 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 1682/379 |
| Instrument | 1682379 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 105 OCEAN BLUFF DR, INDIAN BEACH, NC 28512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016480155 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 1648/155 |
| Instrument | 1648155 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 29, 2017 |
| Property Address | 105 OCEAN BLUFF DR, INDIAN BEACH, NC 28512 |
| Document Number | 0015850443 |
| Book / Page | 001585 / 000443 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12227 VALLEYBROOK DR HENRICO VA 232331072, HENRICO, VA 23233-1072 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Indian Beach Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,325,814 (-) Land $252,694 Building $1,073,120 | $1,325,814 (-) Land $252,694 Building $1,073,120 | |
| 2025 | $3,081.00 (+56.32%) | $1,325,814 (+123.59%) Land $252,694 Building $1,073,120 | $1,325,814 (+123.59%) Land $252,694 Building $1,073,120 |
| 2023 | $592,959 Land $210,000 Building $382,959 | $592,959 Land $210,000 Building $382,959 | |
| 2022 | $1,971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 150 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 842 units insured incl. 692 condo units |
| Nearby Flood Claims | 39 (1996–2023) |
| Claims Outside the SFHA | 9 of 39 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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