Woodford County property record for 117 Oak St, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft |
| Owner | Individual Name on Record |
| Last Sale | $221,490 (Mar 2021) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 38-6012-009-00 |
| Primary APN | 38-6012-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Concrete |
| Porch | Porch |
| Porch Area | 140 sqft |
| Account Number | 33663 |
|---|---|
| Street Address | 117 OAK ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | CAMPUS GATE |
| Legal Lot Number | 9 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 245, MIDWAY, KY 40347-0245 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Mar 31, 2021 | Deed, Subdivision Related Transfer |
| Sep 23, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2020 · Amount on Record |
| Deed Document Number | 97250 |
| Deed Book / Page | D325 / 452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 117 OAK ST, MIDWAY, KY 40347-1001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 207 CAMELOT CT, GEORGETOWN, KY 40324-9448 |
| Investor | Possibly a Property Investor |
| Document Number | 00M891/373 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | M891/373 |
| Instrument | 94357 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 18, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Mar 31, 2021 |
| Property Address | 117 OAK ST, MIDWAY, KY 40347-1001 |
| Document Number | 00D325/452 |
| Book / Page | D325 / 452 |
| Map Reference | CAB C SL 86 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 97250 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $221.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 CAMELOT CT, GEORGETOWN, KY 40324-9448 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1938 W LEESTOWN RD, MIDWAY, KY 40347-9772 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Sep 23, 2020 |
| Property Address | 117 OAK ST, MIDWAY, KY 40347-1001 |
| Document Number | 000D322/85 |
| Book / Page | D322 / 85 |
| Map Reference | CAB C SL 86 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 92472 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 NETTLES DR NW, MADISON, AL 35757-7619 |
| Name | Verified Name |
|---|---|
| Address | 207 CAMELOT CT, GEORGETOWN, KY 40324-9448 |
| Investor | Possibly a Property Investor |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 (+6.29%) | $261,800 (+18.19%) | $261,800 (+18.19%) |
| 2023 | $2,240.00 | $221,500 | $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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