107 Oak St, Midway, KY 40347 Property Records

Woodford County property record for 107 Oak St, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$254,000 (Jan 2025)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-6012-004-00`

Property Details

APN / Parcel Number

Primary APN	`38-6012-004-00`
Alternative APNs	`17118` `34832` `37104`

Exterior

Porch	Porch
Porch Area	132 sqft

Location & Zoning

Account Number	37104
Street Address	107 OAK ST
City	MIDWAY
State	KY
Zip	40347-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:CAMPUS GATE
Legal Subdivision	CAMPUS GATE
Jurisdiction	WOODFORD KY
Township / Civil Division	MIDWAY
Census Block Group	3
Census Block	3011
Census Tract	50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

107 Oak St is owned and occupied by an individual who bought it in January 2025.

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 OAK ST, MIDWAY, KY 40347-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	272909
Deed Book / Page	D350 / 628
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jun 30, 2022
Property Address	107 OAK ST, MIDWAY, KY 40347-1001
Document Number	000D335/50
Book / Page	D335 / 50
Map Reference	CAB C SL 86
Instrument Date	Jun 24, 2022
Instrument	146861
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 OAK ST, 107, MIDWAY, KY 40347-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OAK ST, MIDWAY, KY 40347-1001

Mortgage

Document Number	0000146862
Date	Jun 30, 2022
Instrument	146862

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 107 Oak St was $2,276.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Midway City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00	$250,000	$250,000
2023	$2,328.00	$230,500	$230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20