117 Mill St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 117 Mill St, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,438 sqft · built 1895
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Apr 2004)
Tax Bill$3,034 (2025)
Deeds & MortgagesAug 2023 Mortgage
Mar 2022 Mortgage
+ 2 more
APNWINC M:5A2 B:0 L:81

Property Details

APN / Parcel Number

Primary APNWINC M:5A2 B:0 L:81
Alternative APN
  • WCDN M:5A2 B:0 L:81

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,438 sqft Living Area
Gross Area2,874 sqft
Basement Area721 sqft
Unfinished Basement721 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address117 MILL ST
CityWINCHENDON
StateMA
Zip01475-1148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Lot Number81
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group4
Census Block4002
Census Tract701102

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address117 MILL ST, WINCHENDON, MA 01475-1148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
GFA FEDERAL CREDIT UNION
Mar 15, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
GFA FEDERAL CREDIT UNION
Apr 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GFA FEDERAL CREDIT UNION
Mar 5, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2004 · Amount on Record
Deed SaleApr 28, 2004 · Amount on Record
Deed Book / Page33430 / 393
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address117 MILL ST, WINCHENDON, MA 01475-1148
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069579-303
DateAug 29, 2023
Book Page69579/303
Instrument71660
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueSep 1, 2043

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address117 MILL ST, WINCHENDON, MA 01475-1148
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067270-368
DateMar 15, 2022
Book Page67270/368
Instrument29185
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueApr 1, 2032

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address117 MILL ST, WINCHENDON, MA 01475-1148
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64963-159
DateApr 20, 2021
Book Page64963/159
Instrument53554
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address117 MILL ST, WINCHENDON, MA 01475-1148
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60113-119
DateMar 5, 2019
Book Page60113/119
Instrument19420
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2034

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,034.00 (+3.83%)$258,200 (+10.82%) Land $31,600 Building $226,600$318,345 (+1.92%)
2024$2,922.00 (-5.28%)$233,000 (+1.22%) Land $30,200 Building $202,800$312,360
2023$3,085.00$230,200 Land $29,600 Building $200,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHENDON WATER DEPARTMENT
serves 5,706 people · EPA ID MA2343000
Water SourcePurchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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