117 Gladiola Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 117 Gladiola Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,773 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$230,500 (Jul 2003)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Sep 2021 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A982000631`

Property Details

APN / Parcel Number

Primary APN	`A982000631`
Alternative APN	`2-0066-7789-00-0389.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,773 sqft Living Area
Gross Area	5,002 sqft
1st Floor Area	2,773 sqft
Basement Area	1,789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982000631
Street Address	117 GLADIOLA CT
City	O FALLON
State	MO
Zip	63368-6630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT HUTCHINGS FARM #1 LOT 389
Legal Subdivision	VLGS AT HUTCHINGS FARM #1
Legal Lot Number	389
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311735

Owner

117 Gladiola Ct is owned by an individual who acquired it in September 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4504 AUSTIN POINT CT, SAINT CHARLES, MO 63304-0331
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer
Oct 1, 2020	Deed of Trust, Mortgage QUICKEN LNS
Apr 17, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2003 · Amount on File
Deed Sale	Jul 22, 2003 · Amount on File
Prior Sale	Sep 11, 2001 · Amount on File
Deed Document Number	2003104888
Deed Book / Page	3534 / 1798
Last Transfer Date	Sep 16, 2021
Transfer Doc	2021R078278
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2021
Property Address	117 GLADIOLA CT, O FALLON, MO 63368-6630
Document Number	2021R078278
Map Reference	MB 24 PG 182
Instrument Date	Sep 16, 2021
Instrument	2021R-078278
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GLADIOLA CT, O FALLON, MO 63368-6630

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	117 GLADIOLA CT, O FALLON, MO 63368-6630
Document Number	0000075418
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 GLADIOLA CT O FALLON MO 633686630, O FALLON, MO 63368-6630

Mortgage

Document Number	0000075418
Date	Oct 7, 2020
Instrument	75418

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	117 GLADIOLA CT, O FALLON, MO 63368-6630
Document Number	0067311288
Book / Page	006731 / 001288
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 GLADIOLA CT O FALLON MO 633686630, O FALLON, MO 63368-6630

Mortgage

Document Number	0067311288
Date	Apr 21, 2017
Book Page	006731/001288
Instrument	241370

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 117 Gladiola Ct was $5,723, up 10.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,378 (-)	$470,409 (-) Land $75,000 Building $395,409
2025	$5,723.00 (+10.14%)	$89,378	$470,409 Land $75,000 Building $395,409
2024	$5,196.00
2023		$78,759
2022			$414,520 Land $55,000 Building $359,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Gladiola Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 117 Gladiola Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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