111 Gladiola Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 111 Gladiola Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,154 sqft · built 1998
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2011)
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A982000634`

Property Details

APN / Parcel Number

Primary APN	`A982000634`
Alternative APN	`2-0066-7789-00-0392.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	4,219 sqft
1st Floor Area	1,337 sqft
Basement Area	1,265 sqft
Finished Basement	600 sqft
Unfinished Basement	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982000634
Street Address	111 GLADIOLA CT
City	O FALLON
State	MO
Zip	63368-6630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT HUTCHINGS FARM #1 LOT 392
Legal Subdivision	VLGS AT HUTCHINGS FARM #1
Legal Lot Number	392
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311735

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 GLADIOLA CT, O FALLON, MO 63368-6630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 29, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2011 · Amount on Record
Deed Sale	Oct 13, 2011 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	2011620540
Deed Book / Page	5655 / 1357
Prior Transfer Date	Nov 16, 2001
Prior Transfer Doc	0000101641
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	111 GLADIOLA CT, O FALLON, MO 63368-6630
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 GLADIOLA CT, O FALLON, MO 63368-6630

Mortgage

Document Number	0000045288
Date	Oct 10, 2025
Instrument	2025R-045288

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	111 GLADIOLA CT, O FALLON, MO 63368-6630
Document Number	0000100722
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 GLADIOLA CT O FALLON MO 633686630, O FALLON, MO 63368-6630

Mortgage

Document Number	0000100722
Date	Dec 22, 2020
Instrument	100722

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	111 GLADIOLA CT, O FALLON, MO 63368-6630
Document Number	0068480336
Book / Page	006848 / 000336
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 GLADIOLA CT O FALLON MO 633686630, O FALLON, MO 63368-6630

Mortgage

Document Number	0068480336
Date	Dec 5, 2017
Book Page	006848/000336
Instrument	750540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 4, 2037

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,677 (-)	$466,722 (-) Land $75,000 Building $391,722
2025	$5,679.00	$88,677 (+8.24%)	$466,722 (+8.24%) Land $75,000 Building $391,722
2023		$81,926
2022			$431,188 Land $55,000 Building $376,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gladiola Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures