117 Freedom Ln, Commerce, GA 30530 Property Records

Banks County property record for 117 Freedom Ln, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 2019
Lot Size	6.32 acres (275,299 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B79F028`

Property Details

APN / Parcel Number

Primary APN	`B79F028`
Alternative APN	`6938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,990 sqft Heated Area
1st Floor Area	1,990 sqft
Basement Area	1,990 sqft
Unfinished Basement	1,990 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	275,299 sqft (6.32 acres)
Garage Type	Mixed
Garage Area	1,326 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	706 sqft
Deck Area	52 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	6938
Street Address	117 FREEDOM LN
City	COMMERCE
State	GA
Zip	30530-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	GMD 207 PB D-35 LOT 20
Legal Subdivision	GROVE RIVER ESTATES - 00105
Legal Lot Number	20
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

Source: Banks County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	117 FREEDOM LN, COMMERCE, GA 30530-6822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Apr 21, 2026	Quit Claim Deed, Transfer Quitclaim
May 1, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING
May 29, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026
Deed Sale	Apr 21, 2026
Prior Sale	May 29, 2018 · Amount on Record
Deed Book / Page	598 / 561
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	117 FREEDOM LN, COMMERCE, GA 30530-6822
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FREEDOM LN, GA

Mortgage

Document Number	0000000466/0000000852
Date	Jul 1, 2019
Book Page	0000000466/0000000852

Lender

Name	AMERIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Apr 21, 2026
Property Address	117 FREEDOM LN, COMMERCE, GA 30530-6822
Document Number	000598/561
Book / Page	598 / 561
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 FREEDOM LN, COMMERCE, GA 30530-6822

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	117 FREEDOM LN, COMMERCE, GA 30530-6822
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 FREEDOM LN, COMMERCE, GA 30530-6822

Mortgage

Document Number	0000000543/0000000803
Date	May 1, 2023
Book Page	0000000543/0000000803

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	117 FREEDOM LN, COMMERCE, GA 30530-6822
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FREEDOM LN

Mortgage

Document Number	0000000490/0000000824
Date	Nov 3, 2020
Book Page	0000000490/0000000824

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 29, 2018
Property Address	117 FREEDOM LN, COMMERCE, GA 30530-6822
Document Number	000452/179
Book / Page	452 / 179
Instrument Date	May 29, 2018
Instrument	2018-000375
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9925 HAYNES BRIDGE RD STE 200, 200, ALPHARETTA, GA 30022-1913

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00 (-7.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,140 (+4.6%) Land $43,884 Building $171,256	$537,849 (+4.6%) Land $109,710 Building $428,139
2024	$1,747.00 (+43.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$205,686 (+9.51%) Land $39,894 Building $165,792	$514,217 (+9.51%) Land $99,736 Building $414,481
2023	$1,217.00 (-0.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$187,818 (+17.22%) Land $36,130 Building $151,688	$469,546 (+17.22%) Land $90,325 Building $379,221
2022	$1,228.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$160,226 Land $27,073 Building $133,153	$400,565 Land $67,683 Building $332,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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