112 Freedom Ln, Commerce, GA 30530 Property Records

Banks County property record for 112 Freedom Ln, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,887 sqft · built 2005
Lot Size	9.9 acres (431,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,500 (Dec 2021)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B79F004`

Property Details

APN / Parcel Number

Primary APN	`B79F004`
Alternative APN	`7681`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,887 sqft Heated Area
1st Floor Area	1,887 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	431,244 sqft (9.9 acres)
Garage Type	Mixed
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	7681
Street Address	112 FREEDOM LN
City	COMMERCE
State	GA
Zip	30530-6825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LT 3 PB D-35 GROVE RIVER
Legal Subdivision	GROVE RIVER ESTATES - 00105
Legal Lot Number	3
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

Source: Banks County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 FREEDOM LN, COMMERCE, GA 30530-6825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage S AND S DEVELOPMENT
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	20211299
Deed Book / Page	518 / 729
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Recording Date	Sep 2, 2026
Property Address	112 FREEDOM LN, COMMERCE, GA 30530-6825
Document Number	0606000624
Book / Page	606 / 624
Instrument Date	Jul 13, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BUCKEYE PT, COMMERCE, GA 30530-6946

Mortgage

Document Number	0606000624,
Date	Sep 2, 2026
Book Page	606/624

Lender

Name	S AND S DEVELOPMENT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Dec 17, 2021
Property Address	112 FREEDOM LN, COMMERCE, GA 30530-6825
Document Number	000518/729
Book / Page	518 / 729
Instrument Date	Dec 17, 2021
Instrument	2021-001299
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FREEDOM LN, COMMERCE, GA 30530-6825

Mortgage

Document Number	0000000518/0000000731
Date	Dec 20, 2021
Book Page	0000000518/0000000731

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00 (+3.01%)	$180,958 (+6.3%) Land $54,085 Building $126,873	$452,396 (+6.3%) Land $135,213 Building $317,183
2024	$3,354.00 (+13.69%)	$170,228 (+17.44%) Land $49,168 Building $121,060	$425,570 (+17.44%) Land $122,921 Building $302,649
2023	$2,950.00 (+13.46%)	$144,949 (+17.1%) Land $39,798 Building $105,151	$362,373 (+17.1%) Land $99,495 Building $262,878
2022	$2,600.00	$123,786 Land $33,399 Building $90,387	$309,465 Land $83,497 Building $225,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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