117 E Wayne St, South Bend, IN 46601 Property Records

St. Joseph County property record for 117 E Wayne St, South Bend, IN 46601

Property Summary

Property Type	Restaurant
Details	2,844 sqft · built 1989
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Feb 2022)
Tax Bill	$7,481 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-158-015.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-158-015.000-026`
Alternative APN	`0183003005801`

Interior

Stories	1 Story
Building Area	2,844 sqft Gross Area
1st Floor Area	2,844 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	117 E WAYNE ST
City	SOUTH BEND
State	IN
Zip	46601-2305
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOT 2 WAYNE STREET PARKING GARAGE MINOR SUB 17/18NP#883 02-19-2016
Legal Subdivision	WAYNE STREET PARKING GARAGE MINOR SUB
Legal Lot Number	2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1045
Census Tract	1700

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	917 LELAND AVE, SOUTH BEND, IN 46616-1324
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HONOR CREDIT UNION
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Nov 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage HONOR CU
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Jun 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	20224565
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 29, 2026
Property Address	117 E WAYNE ST, SOUTH BEND, IN 46601-2305
Document Number	0000026150
Instrument Date	Sep 29, 2026
Instrument	202626150
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	917 LELAND AVE, SOUTH BEND, IN 46616-1324

Mortgage

Document Number	0000026150,
Date	Sep 29, 2026
Instrument	202626150

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	117 E WAYNE ST, SOUTH BEND, IN 46601-2305
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001826496
Date	Oct 15, 2018
Instrument	1826496

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2019

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	117 E WAYNE ST, SOUTH BEND, IN 46601-2305
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002233696
Date	Nov 28, 2022
Instrument	2233696

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 14, 2022
Property Address	117 E WAYNE ST, SOUTH BEND, IN 46601-2305
Document Number	0002204565
Map Reference	IN 1604082
Instrument Date	Feb 11, 2022
Instrument	2204565
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 LELAND AVE, SOUTH BEND, IN 46616-1324

Mortgage

Document Number	0002204566
Date	Feb 14, 2022
Instrument	2204566

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 25, 2018
Property Address	117 E WAYNE ST, SOUTH BEND, IN 46601-2305
Document Number	0001815354
Map Reference	IN 1604082
Instrument Date	Jan 11, 2018
Instrument	1815354
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 EDISON LAKES PKWY STE 350, 350, MISHAWAKA, IN 46545-3478

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,481.00 (+20.12%)	$223,600 (+65.26%) Land $35,100 Building $188,500	$223,600 (+65.26%) Land $35,100 Building $188,500
2024	$6,228.00 (+36.04%)
2023	$4,578.00 (-10.93%)	$135,300 (-10.52%) Land $35,100 Building $100,200	$135,300 (-10.52%) Land $35,100 Building $100,200
2022	$5,140.00	$151,200 Land $35,100 Building $116,100	$151,200 Land $35,100 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

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