Winchester City property record for 117 E Pall Mall St, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,230 sqft · built 1910 |
| Lot Size | 0.107 acres (4,648 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2023) |
| Tax Bill | $1,394 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-01-I-16 |
| Primary APN | 213-01-I-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Cellar | Cellar |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,648 sqft (0.107 acres) |
| Lot Dimensions | 120 ft deep x 38.8 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 110 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4066 |
|---|---|
| Street Address | 117 E PALL MALL ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | S S 117 EAST PALL MALL STREET |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winchester Historic District (Boundary Increase III) listed 2016 · 390 contributing resources · NRIS 15000963 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
117 E Pall Mall St is owned and occupied by an individual who bought it in May 2023.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Mar 11, 2021 | Deed, Transfer · Stand-Alone First Mortgage CLEAR TITLE ESCROW & SETTLEMENTS LL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on File |
| Deed Sale | May 16, 2023 · Amount on File |
| Prior Sale | Mar 11, 2021 · Amount on File |
| Deed Document Number | 2023802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | May 16, 2023 |
| Property Address | 117 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Document Number | 0230000802 |
| Map Reference | MB 245 PG 1788 |
| Instrument Date | May 12, 2023 |
| Instrument | 230000802 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | PSH TITLE LLC, PSR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Document Number | 0230000803 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 230000803 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 117 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 121 PEYTON ST A, A, WINCHESTER, VA 22601-3943 |
| Document Number | 210001777 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 210001777 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Dec 1, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Mar 11, 2021 |
| Property Address | 117 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Document Number | 210000776 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 210000776 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & SETMNTS L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12A PEYTON ST, WINCHESTER, VA 22601-4838 |
| Document Number | 210000777 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 210000777 |
| Name | CLEAR TITLE ESCROW & SETTLEMENTS LL |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 117 E Pall Mall St was $1,394.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,394.00 | $175,400 Land $40,000 Building $135,400 | |
| 2025 | $1,394.00 | $175,400 Land $40,000 Building $135,400 | |
| 2023 | $1,222.00 (+20.75%) | $147,300 Land $40,000 Building $107,300 | $147,300 Land $40,000 Building $107,300 |
| 2022 | $1,012.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 117 E Pall Mall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 117 E Pall Mall St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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