Winchester City property record for 109 E Pall Mall St, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 709 sqft · built 1930 |
| Lot Size | 0.115 acres (4,996 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,230 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-01-I-17 |
| Primary APN | 213-01-I-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 709 sqft Living Area |
| 1st Floor Area | 709 sqft |
| Cellar | Cellar |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,996 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 191 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 583 |
|---|---|
| Street Address | 109 E PALL MALL ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | S S 109 EAST PALL MALL STREET |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winchester Historic District (Boundary Increase III) listed 2016 · 390 contributing resources · NRIS 15000963 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 E Pall Mall St is owned by a company that acquired it in July 2023.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1400 SADLERS WELLS DR, HERNDON, VA 20170-2837 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 8, 2023 |
| Transfer Doc | 0000001190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 109 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210002822 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 210002822 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 109 E PALL MALL ST, WINCHESTER, VA 22601-4530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170002653 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 170002653 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 109 E Pall Mall St was $1,230.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,230.00 | $154,700 (-) Land $40,000 Building $114,700 | |
| 2025 | $1,230.00 | $154,700 Land $40,000 Building $114,700 | $154,700 Land $40,000 Building $114,700 |
| 2023 | $1,152.00 | $138,900 Land $40,000 Building $98,900 | $138,900 Land $40,000 Building $98,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Pall Mall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 E Pall Mall St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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