117 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 117 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Commercial
Details	1.5 ba · 904 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$291 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`054056M D 07500`

Property Details

APN / Parcel Number

Primary APN	`054056M D 07500`
Alternative APNs	`056M D 07500 00001056M` `056M D 07500`

Interior

Full Baths	1.5 Baths
Stories	1 Story
Building Area	904 sqft
1st Floor Area	904 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1957
Exterior Material	Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	106 ft deep x 80 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Package Unit
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	056M D 07500 00001056M
Street Address	117 E MADISON AVE
City	ATHENS
State	TN
Zip	37303
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 01 01 054OCK 054OC01900 000, COUNTY AREA: D01
Legal Subdivision	ATHENS
Legal Lot Number	97 104
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2001
Census Tract	970402

Owner

117 E Madison Ave, a commercial property, is owned by an individual who acquired it in January 2017.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1214 SPRINGFIELD DR, ATHENS, TN 37303-2738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage CAPSTAR BK
Jan 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 31, 2017
Transfer Doc	20Z317
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	117 E MADISON AVE, ATHENS, TN 37303
Document Number	1223164
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1214 SPRINGFIELD DR ATHENS TN 373032738, ATHENS, TN 37303-2738

Mortgage

Document Number	1223164
Date	Jan 5, 2021
Book Page	001223/000164
Instrument	221123

Lender

Name	CAPSTAR BK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 31, 2017
Property Address	117 E MADISON AVE, ATHENS, TN 37303
Document Number	20Z317
Book / Page	00020Z / 000317
Instrument Date	Feb 4, 2016
Instrument	187068
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1214 SPRINGFIELD DR ATHENS TN 373032738, ATHENS, TN 37303-2738

Tax Assessment & Valuation

The 2025 property tax bill for 117 E Madison Ave was $291.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$291.00	$13,920 (-) Land $13,000 Building $920
2024	$291.00	$13,920 (-) Land $13,000 Building $920
2023	$291.00 (-26.88%)	$13,920 (+1.16%) Land $13,000 Building $920	$34,800 (+1.16%) Land $32,500 Building $2,300
2022	$398.00	$13,760 Land $13,000 Building $760	$34,400 Land $32,500 Building $1,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 E Madison Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1984–2003)
Claims Outside the SFHA	4 of 20
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 E Madison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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