116 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 116 E Madison Ave, Athens, TN 37303

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2.5 ba · 4,942 sqft · built 1930
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jun 2016)
Tax Bill$2,137 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN054056M D 05900

Property Details

APN / Parcel Number

Primary APN054056M D 05900
Alternative APNs
  • 056M D 05900 00002056M
  • 056M D 05900

Interior

Full Baths2.5 Baths
Stories1 Story
Building Area4,942 sqft Total Area
1st Floor Area1,292 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeWood
Foundation TypeFooting
Roof TypeShed Roof
Roof MaterialBuilt-Up Asphalt
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions83 ft deep x 91 ft wide
TerrainRolling
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number056M D 05900 00002056M
Street Address116 E MADISON AVE
CityATHENS
StateTN
Zip37303
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 02 02 054OCH 054OC02200 000, COUNTY AREA: D01
Legal SubdivisionATHENS
Legal Lot Number92 2
JurisdictionMCMINN TN
Township / Civil Division3
Census Block Group3
Census Block3059
Census Tract970300

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 E MADISON AVE, ATHENS, TN 37303-3644
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2016 · Amount on Record
Deed SaleJun 30, 2016 · Amount on Record
Prior SaleDec 16, 2010 · Amount on Record
Deed Document Number000020T924
Deed Book / Page20T / 924
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCMINN TN
Property Address116 E MADISON AVE, ATHENS, TN 37303
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131137
DateApr 17, 2023
Book Page1311/37
Instrument245455
Lender
NameSIMMONS BANK
TypeBank
AddressATHENS, TN 37303
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueMar 31, 2026

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAthens City
CountyMcMinn County
Elementary School DistrictAthens City Schools (PK - 08)
Secondary School DistrictMcMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,137.00$102,240 (-) Land $12,400 Building $89,840
2024$2,137.00$102,240 (-) Land $12,400 Building $89,840
2023$2,137.00 (-12.7%)$102,240 (+20.91%) Land $12,400 Building $89,840$255,600 (+20.91%) Land $31,000 Building $224,600
2022$2,448.00$84,560 Land $12,400 Building $72,160$211,400 Land $31,000 Building $180,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1994–2003)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES BOARD
serves 26,424 people · EPA ID TN0000024
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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