117 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 117 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,656 sqft · built 1880
Lot Size	0.094 acres (4,116 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Mar 2019)
Tax Bill	$5,662 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90 0000 0108 A`

Property Details

APN / Parcel Number

Primary APN	`90 0000 0108 A`
Alternative APN	`LAWR M:0090 B:0000 L:0108`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	5,508 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,116 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	90 0000 0108 A
Street Address	117 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	108
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1006
Census Tract	250700

Owner

117 E Haverhill St, a duplex, is owned and occupied by an individual who bought it in March 2019.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	117 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 20, 2019	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Oct 23, 2015 · Amount on File
Deed Document Number	20195769
Deed Book / Page	15788 / 143
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Sep 22, 2026
Property Address	117 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Document Number	0000016614
Book / Page	18697 / 223
Instrument Date	Sep 16, 2026
Instrument	202616614
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E HAVERHILL ST, LAWRENCE, MA 01841-2001

Mortgage

Document Number	0000016614,
Date	Sep 22, 2026
Book Page	18697/223
Instrument	202616614

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Mar 20, 2019
Property Address	117 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Document Number	15788-143
Book / Page	15788 / 143
Instrument Date	Mar 20, 2019
Instrument	5769
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 EXETER ST # 2, 2, LAWRENCE, MA 01843-2903

Mortgage

Document Number	5770
Date	Mar 20, 2019
Instrument	5770

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 117 E Haverhill St was $5,662, up 3% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,662.00 (+3.02%)	$655,300 (+4.92%) Land $113,900 Building $541,400	$724,509
2025	$5,496.00 (+2.88%)	$624,600 (+8.16%) Land $113,900 Building $510,700
2024	$5,342.00 (+6.16%)	$577,500 (+16.6%) Land $110,100 Building $467,400
2023	$5,032.00	$495,300 Land $94,900 Building $400,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 E Haverhill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 E Haverhill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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