115 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 115 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,195 sqft · built 1900
Lot Size	0.12 acres (5,240 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2020)
Tax Bill	$5,143 (2026)
Deeds & Mortgages	Aug 2019 Refinance Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 0000 0109 A`

Property Details

APN / Parcel Number

Primary APN	`90 0000 0109 A`
Alternative APN	`LAWR M:0090 B:0000 L:0109`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,195 sqft Living Area
Gross Area	3,666 sqft
Basement Area	1,154 sqft
Unfinished Basement	1,154 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,240 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90 0000 0109 A
Street Address	115 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	109
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1006
Census Tract	250700

Owner

115 E Haverhill St, a duplex, is owned and occupied by an individual who bought it in September 2020.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM COOPERATIVE BANK
Sep 30, 2020	Quit Claim Deed, Transfer
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Aug 12, 2011 · Amount on File
Deed Document Number	202026349
Deed Book / Page	16521 / 75
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	16521-75
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	115 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15970-5
Date	Aug 23, 2019
Book Page	15970/5
Instrument	20275

Lender

Name	SALEM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 30, 2020
Property Address	115 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Document Number	16521-75
Book / Page	16521 / 75
Instrument Date	Sep 29, 2020
Instrument	26349
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 E HAVERHILL ST, LAWRENCE, MA 01841-2001

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	115 E HAVERHILL ST, LAWRENCE, MA 01841-2001
Document Number	15798-69
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 E HAVERHILL ST LAWRENCE MA 018412001, LAWRENCE, MA 01841-2001

Mortgage

Document Number	15798-69
Date	Mar 29, 2019
Book Page	015798/000069
Instrument	6555

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 115 E Haverhill St was $5,143, up 2.8% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,143.00 (+2.76%)	$595,200 (+4.64%) Land $123,300 Building $471,900	$667,923
2025	$5,005.00 (+2.73%)	$568,800 (+7.99%) Land $123,300 Building $445,500
2024	$4,872.00 (+5.89%)	$526,700 (+16.29%) Land $119,200 Building $407,500
2023	$4,601.00	$452,900 Land $102,800 Building $350,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 E Haverhill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E Haverhill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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