117 Cypress St, Oberlin, OH 44074 Property Records

Lorain County property record for 117 Cypress St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 2015
Lot Size	0.392 acres (17,100 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (Aug 2013)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-083-101-066`

Property Details

APN / Parcel Number

Primary APN	`09-00-083-101-066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,816 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,100 sqft
Lot Dimensions	180 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	117 CYPRESS ST
City	OBERLIN
State	OH
Zip	44074-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKWOOD SUB 3 95 X 180
Legal Subdivision	CLARKWOOD SUB
Legal Lot Number	132
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60200

Owner

117 Cypress St is owned and occupied by two individuals who bought it in August 2013.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	117 CYPRESS ST, OBERLIN, OH 44074-1475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC
Jun 23, 2018	Deed of Trust, Mortgage · Line of Credit OHIO EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2013 · Amount on File
Deed Sale	Aug 26, 2013 · Amount on File
Deed Document Number	2013004376
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	117 CYPRESS ST, OBERLIN, OH 44074-1475
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934823
Date	Nov 3, 2023
Instrument	2023-0934823

Lender

Name	THE OHIO EDUCATIONAL CU INC
Type	Credit Union
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	117 CYPRESS ST, OBERLIN, OH 44074-1475
Document Number	0000678218
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CYPRESS ST OBERLIN OH 440741475, OBERLIN, OH 44074-1475

Mortgage

Document Number	0000678218
Date	Jul 2, 2018
Instrument	678218

Lender

Name	OHIO EDUCATIONAL CU
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 117 Cypress St was $6,368.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,368.00	$135,990 (+0.01%) Land $28,120 Building $107,870	$388,520 (-) Land $80,330 Building $308,190
2024	$6,368.00 (+3.97%)	$135,983 (+20.59%) Land $28,116 Building $107,867	$388,520 (+20.59%) Land $80,330 Building $308,190
2023	$6,125.00 (+2.77%)	$112,764 (+%) Land $25,960 Building $86,804	$322,180 Land $74,170 Building $248,010
2022	$5,960.00	$112,760 Land $25,960 Building $86,800
2021			$322,180 Land $74,170 Building $248,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Cypress St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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