100 Cypress St, Oberlin, OH 44074 Property Records

Lorain County property record for 100 Cypress St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 2006
Lot Size	0.365 acres (15,925 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2022)
Tax Bill	$5,883 (2025)
Deeds & Mortgages	Jul 2022 Sale Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-083-101-072`

Property Details

APN / Parcel Number

Primary APN	`09-00-083-101-072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,925 sqft
Lot Dimensions	149 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft
Patio Area	988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	100 CYPRESS ST
City	OBERLIN
State	OH
Zip	44074-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKWOOD SUB 3 106.43 X 149.63
Legal Subdivision	CLARKWOOD SUBDIVISION #3
Legal Lot Number	138
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3004
Census Tract	60200

Owner

100 Cypress St is owned and occupied by an individual who bought it in July 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	100 CYPRESS ST, OBERLIN, OH 44074-1473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer
Mar 17, 2022	Affidavit of Death of Joint Tenant, Transfer
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Mar 17, 2022
Deed Document Number	2022004313
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2022
Property Address	100 CYPRESS ST, OBERLIN, OH 44074-1473
Document Number	0000883285
Map Reference	VOL 72 PG 57&58
Instrument Date	Jul 13, 2022
Instrument	2022-0883285
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CYPRESS ST, OBERLIN, OH 44074-1473

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Mar 17, 2022
Property Address	100 CYPRESS ST, OBERLIN, OH 44074-1473
Document Number	0000867248
Map Reference	VOL 72 PG 57&58
Instrument Date	Mar 1, 2022
Instrument	2022-0867248
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	100 CYPRESS ST, OBERLIN, OH 44074-1473
Document Number	0000671565
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 CYPRESS ST OBERLIN OH 440741473, OBERLIN, OH 44074-1473

Mortgage

Document Number	0000671565
Date	May 9, 2018
Instrument	671565

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, ME 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 100 Cypress St was $5,883.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,883.00	$125,510 (+%) Land $30,930 Building $94,580	$358,590 (-) Land $88,360 Building $270,230
2024	$5,883.00 (-0.84%)	$125,507 (+14.97%) Land $30,926 Building $94,581	$358,590 (+14.97%) Land $88,360 Building $270,230
2023	$5,933.00 (+0.34%)	$109,169 (%) Land $28,553 Building $80,616	$311,910 Land $81,580 Building $230,330
2022	$5,913.00	$109,170 Land $28,550 Building $80,620
2021			$311,910 Land $81,580 Building $230,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Cypress St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress St

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