117 Curtis Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 117 Curtis Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,219 sqft · built 1999
Lot Size	0.468 acres (20,400 sqft)
Owner	2 Individual Names on File
Last Sale	$67,700 (Aug 2016)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jul 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`55W180006100`

Property Details

APN / Parcel Number

Primary APN	`55W180006100`
Alternative APNs	`010367` `10367`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,219 sqft Adjusted Area
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	200 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	117 CURTIS RD
City	COLUMBUS
State	MS
Zip	39702-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	117 CURTIS RD LOT 158 5C
Legal Range	18W
Legal Township	18S
Legal Section	11
Legal Subdivision	MASONIC HOMES SUBDIV
Legal Lot Number	158
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	500

Owner

117 Curtis Rd is owned and occupied by two individuals who bought it in August 2016.

Source: Lowndes County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	117 CURTIS RD, COLUMBUS, MS 39702-3024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 23, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on File
Deed Sale	Aug 17, 2016 · Amount on File
Deed Book / Page	2016 / 5734
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	00201605734
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	117 CURTIS RD, COLUMBUS, MS 39702-3024
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202129018
Date	Sep 16, 2021
Book Page	2021/29018

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	117 CURTIS RD, COLUMBUS, MS 39702-3024
Document Number	0020185991
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 CURTIS RD COLUMBUS MS 397023024, COLUMBUS, MS 39702-3024

Mortgage

Document Number	0020185991
Date	Aug 1, 2018
Book Page	002018/015991

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 117 Curtis Rd was $1,398 with a homeowner's exemption, up 0.5% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (+0.5%) Homeowner's exemption	$10,398	$103,980 Land $5,600 Building $98,380
2024	$1,391.00 (+15.63%)
2023	$1,203.00 Homeowner's exemption	$9,193	$91,930 Land $5,600 Building $86,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Curtis Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Curtis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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