109 Curtis Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 109 Curtis Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,193 sqft · built 1980
Lot Size	0.562 acres (24,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$589 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`55W190002000`

Property Details

APN / Parcel Number

Primary APN	`55W190002000`
Alternative APNs	`010425` `10425`

Interior

Full Baths	1 Bath
Building Area	1,193 sqft Adjusted Area
1st Floor Area	1,193 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,480 sqft (0.562 acres)
Lot Dimensions	240 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 CURTIS RD
City	COLUMBUS
State	MS
Zip	39702-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109 CURTIS RD LOT 162 C
Legal Range	18W
Legal Township	18S
Legal Section	12
Legal Subdivision	MASONIC HOMES SUBDIV
Legal Lot Number	162
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	500

Owner

109 Curtis Rd is owned and occupied by two individuals who acquired it in June 2023.

Source: Lowndes County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 CURTIS RD, COLUMBUS, MS 39702-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023
Deed Sale	Jun 29, 2023
Prior Sale	Jul 13, 2017
Deed Book / Page	2023 / 5294
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	2023005294
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 13, 2017
Property Address	109 CURTIS RD, COLUMBUS, MS 39702-3024
Document Number	0020174890
Book / Page	002017 / 004890
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 CURTIS RD COLUMBUS MS 397023024, COLUMBUS, MS 39702-3024

Mortgage

Document Number	20175115
Date	Jul 13, 2017
Book Page	002017/015115

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Curtis Rd was $589 with a homeowner's exemption, up 1.7% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00 (+1.73%) Homeowner's exemption	$4,820	$48,200 Land $7,000 Building $41,200
2024	$579.00 (+8.63%)
2023	$533.00 Homeowner's exemption	$4,325	$43,250 Land $7,000 Building $36,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Curtis Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Curtis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Curtis Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures