117 Cresta Ct, Lincoln, CA 95648 Property Records

Placer County property record for 117 Cresta Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,600 sqft · built 2005
Lot Size	0.588 acres (25,608 sqft)
Owner	Individual Name on Record
Last Sale	$1,420,000 (Feb 2024)
Tax Bill	$16,554 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`337-080-021-000`

Property Details

APN / Parcel Number

Primary APN	`337-080-021-000`
Alternative APN	`337-080-021`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	25,608 sqft (0.588 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-080-021
Street Address	117 CRESTA CT
City	LINCOLN
State	CA
Zip	95648-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 VERDERA VILLAGE 18, MOR Z-33
Legal Subdivision	VERDERA VILLAGE 18
Legal Lot Number	148
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1003
Census Tract	23501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPEN BANK
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Mar 11, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 9, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2017	Deed of Trust, Mortgage · ARM GUILD MORTGAGE CO
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	20247159
Last Transfer Date	Mar 3, 2026
Transfer Doc	0000013052
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Apr 29, 2026
Property Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Document Number	0000024477
Instrument Date	Apr 28, 2026
Instrument	202624477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CRESTA CT, LINCOLN, CA 95648-7921

Mortgage

Document Number	0000024477,
Date	Apr 29, 2026
Instrument	202624477

Lender

Name	OPEN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Apr 23, 2026
Property Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Document Number	0000023048
Instrument Date	Apr 17, 2026
Instrument	202623048
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CRESTA CT, LINCOLN, CA 95648-7921

Mortgage

Document Number	0000023048,
Date	Apr 23, 2026
Instrument	202623048

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 11, 2026
Property Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Document Number	0000013052
Map Reference	MB Z PG 33
Instrument Date	Mar 3, 2026
Instrument	2026-0013052
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 CRESTA CT, LINCOLN, CA 95648-7921

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 9, 2024
Property Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Document Number	0000007159
Map Reference	MB Z PG 33
Instrument Date	Feb 6, 2024
Instrument	2024-0007159
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 CRESTA CT, LINCOLN, CA 95648-7921

Mortgage

Document Number	0000007160
Date	Feb 9, 2024
Instrument	2024-0007160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATLONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086294
Date	Nov 2, 2017
Instrument	2017-0086294

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	117 CRESTA CT, LINCOLN, CA 95648-7921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066701
Date	Sep 6, 2019
Instrument	2019-0066701

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,477,368 (+2%) Land $312,120 Building $1,165,248
2025	$16,554.00 (+6.72%)	$1,448,400 (+9.68%) Land $306,000 Building $1,142,400
2024	$15,512.00 (-2.36%)
2023	$15,887.00 (+1.42%) Homeowner's exemption	$1,320,572 Land $206,035 Building $1,114,537
2022	$15,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net.

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