109 Cresta Ct, Lincoln, CA 95648 Property Records

Placer County property record for 109 Cresta Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,042 sqft · built 2005
Lot Size	0.585 acres (25,481 sqft)
Owner	Company Name on Record
Last Sale	$797,000 (Aug 2017)
Tax Bill	$10,848 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`337-080-023-000`

Property Details

APN / Parcel Number

Primary APN	`337-080-023-000`
Alternative APN	`337-080-023`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	4,042 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	25,481 sqft (0.585 acres)
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-080-023
Street Address	109 CRESTA CT
City	LINCOLN
State	CA
Zip	95648-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 VERDERA VILLAGE 18, MOR Z-33
Legal Subdivision	VERDERA VILLAGE 18
Legal Lot Number	150
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1003
Census Tract	23501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 CRESTA CT, LINCOLN, CA 95648-7921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 8, 2022	Intrafamily Transfer, Transfer
Aug 4, 2017	Grant Deed, Transfer · ARM PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	201759588
Last Transfer Date	Oct 20, 2022
Transfer Doc	0000083818
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	109 CRESTA CT, LINCOLN, CA 95648-7921
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CRESTA CT, LINCOLN, CA 95648-7921

Mortgage

Document Number	0000124555
Date	Oct 6, 2021
Instrument	2021-0124555

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 8, 2022
Property Address	109 CRESTA CT, LINCOLN, CA 95648-7921
Document Number	0000083818
Map Reference	MB Z PG 33
Instrument Date	Oct 20, 2022
Instrument	2022-0083818
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 CRESTA CT, LINCOLN, CA 95648-7921

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 4, 2017
Property Address	109 CRESTA CT, LINCOLN, CA 95648-7921
Document Number	0000059588
Map Reference	MAP Z PG33
Instrument Date	Jul 26, 2017
Instrument	2017-0059588
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ORANGE COAST TITLE CO NORCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	109 CRESTA CT, LINCOLN, CA 95648-7921

Mortgage

Document Number	0000059589
Date	Aug 4, 2017
Instrument	2017-0059589

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$924,981 (+2%) Land $203,100 Building $721,881
2025	$10,848.00 (-2.62%) Homeowner's exemption	$906,845 (+4.04%) Land $199,118 Building $707,727
2023	$11,140.00 (+1.4%) Homeowner's exemption	$871,633 Land $191,387 Building $680,246
2022	$10,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net.

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