117 Cottage St, #119, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 117 Cottage St, #119, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	8 bd · 3.5 ba · 2,436 sqft · built 1920
Lot Size	0.125 acres (5,449 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Feb 2020)
Tax Bill	$10,836 (2025)
Deeds & Mortgages	May 2021 Refinance Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L00003 000029 01`

Property Details

APN / Parcel Number

Primary APN	`L00003 000029 01`
Alternative APNs	`EVER M:L0 B:03 L:000029` `M:L00 B:003 L:000029-01` `L00003 00`

Interior

Bedrooms	8 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,436 sqft Living Area
Gross Area	5,056 sqft
1st Floor Area	1,058 sqft
Basement Area	1,206 sqft
Unfinished Basement	1,206 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,449 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	L00003 000029 01
Street Address	117 COTTAGE ST, 119
City	EVERETT
State	MA
Zip	02149-4644
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Block	3
Legal Lot Number	29
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2001
Census Tract	342501

Owner

Source: Middlesex County and Everett City records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	472 WASHINGTON ST, A, DORCHESTER CENTER, MA 02124-2026
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Feb 26, 2020	Quit Claim Deed, Transfer FINANCE AMERICA
Jul 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Dec 28, 1990 · Amount on Record
Deed Document Number	202028762
Deed Book / Page	74191 / 525
Prior Transfer Date	Feb 20, 2020
Prior Transfer Doc	74191-525
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	117-119 COTTAGE ST, EVERETT, MA 02149
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77888-439
Date	May 28, 2021
Book Page	77888/439
Instrument	121746

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Feb 26, 2020
Property Address	117-119 COTTAGE ST, EVERETT, MA 02149
Document Number	74191-525
Book / Page	074191 / 000525
Instrument Date	Feb 20, 2020
Instrument	28762
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	472A WASHINGTON ST BOSTON MA 02111, BOSTON, MA 02111

Mortgage

Document Number	74191-528
Date	Feb 26, 2020
Book Page	074191/000528
Instrument	28763

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2021

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Jul 2, 2019
Property Address	117-119 COTTAGE ST, EVERETT, MA 02149
Document Number	72872-563
Book / Page	072872 / 000563
Instrument Date	Jun 26, 2019
Instrument	93848
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 COTTAGE ST EVERETT MA 021494644, EVERETT, MA 02149-4644

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,836.00 (+7.75%)	$951,400 (+8.41%) Land $267,200 Building $684,200
2024	$10,057.00 (+16.44%)	$877,600 (+19.69%) Land $244,300 Building $633,300
2023	$8,637.00	$733,200 Land $234,100 Building $499,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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