109 Cottage St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 109 Cottage St, Everett, MA 02149 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1900
Square Footage	2,552 sqft Living Area
Lot Size	1,751 sqft (0.04 acres)
Garage	Attached
Last Sale	$480,000 (2016)
Tax Bill	$8,757.00 (2025)

Owner

Source: Middlesex County and Everett City records · APN L00003 000002 01

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 PERTH RD, ARLINGTON, MA 02476-5716
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2016 · Amount on Record
Deed Sale	May 25, 2016 · Amount on Record
Prior Sale	Aug 17, 1994 · Amount on Record
Deed Book / Page	67314 / 142
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	109 COTTAGE ST, EVERETT, MA 02149-4644
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076914-299
Date	Feb 08, 2021
Book Page	76914/299
Instrument	29091

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Middlesex County and Everett City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,757.00 (+7.75%)	$768,800 (+8.4%) Land $228,400 Building $540,400
2024	$8,127.00 (+1.33%)	$709,200 (+4.17%) Land $208,800 Building $500,400
2023	$8,020.00	$680,800 Land $200,100 Building $480,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`L00003 000002 01`
Alternative APNs	`EVER M:L0 B:03 L:000002` `M:L00 B:003 L:000002-01` `L00003 00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Building Area	2,552 sqft Living Area
Gross Area	4,180 sqft Gross Area
1st Floor	984 sqft 1st Floor
Basement Area	1,004 sqft Basement
Unfinished Basement	1,004 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	1,751 sqft (0.04 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Gravity Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	L00003 000002 01
Street Address	109 COTTAGE ST
City	EVERETT
State	MA
Zip	02149-4644
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Block	3
Legal Lot Number	2
Jurisdiction	EVERETT MA
Minor Civil Division	EVERETT
Census Blockgroup	2
Census Block	2001
Census Tract	342501