117 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 117 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,773 sqft · built 1922
Lot Size	0.262 acres (11,408 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Dec 2017)
Tax Bill	$28,785 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03507-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`13-03507-0000-00034`
Alternative APN	`130350700034`

Interior

Stories	2 Stories
Building Area	2,773 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	11,408 sqft (0.262 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350700034
Street Address	117 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	11410SF
Legal Block	3507
Legal Lot Number	34
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4000
Census Tract	16300

Owner

117 Cooper Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 COOPER AVE, MONTCLAIR, NJ 07043-2218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK
Dec 18, 2017	Grant Deed, Transfer · Conventional Mortgage VALLEY NAT'L BK
Jan 17, 2017	Grant Deed, Transfer · Conventional Mortgage APPROVED FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Nov 29, 2000 · Amount on File
Deed Document Number	2017109796
Prior Transfer Date	Nov 16, 2000
Prior Transfer Doc	5737000162
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	117 COOPER AVE, MONTCLAIR, NJ 07043-2218
Document Number	0000052103
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 COOPER AVE MONTCLAIR NJ 070432218, MONTCLAIR, NJ 07043-2218

Mortgage

Document Number	0000052103
Date	Jun 2, 2020
Instrument	52103

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 18, 2017
Property Address	117 COOPER AVE, MONTCLAIR, NJ 07043-2218
Document Number	0000109796
Instrument Date	Dec 12, 2017
Instrument	109796
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 COOPER AVE MONTCLAIR NJ 070432218, MONTCLAIR, NJ 07043-2218

Mortgage

Document Number	109797
Date	Dec 18, 2017
Instrument	109797

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 17, 2017
Property Address	117 COOPER AVE, MONTCLAIR, NJ 07043-2218
Document Number	0000004729
Instrument Date	Dec 2, 2016
Instrument	4729
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 ALDEN ST MONTCLAIR NJ 07043, MONTCLAIR, NJ 07043

Mortgage

Document Number	4730
Date	Jan 17, 2017
Instrument	4730

Lender

Name	APPROVED FNDG
Type	Funding / Finance Company
Address	RIVER EDGE, NJ 07661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 117 Cooper Ave was $28,785, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,600 (+1.09%) Land $382,100 Building $445,500	$827,600 (+1.09%) Land $382,100 Building $445,500
2025	$28,785.00 (+3.32%)	$818,700 Land $382,100 Building $436,600	$818,700 Land $382,100 Building $436,600
2024	$27,860.00
2023		$818,700 Land $382,100 Building $436,600	$818,700 Land $382,100 Building $436,600
2022	$26,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Cooper Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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