116 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 116 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,712 sqft · built 1928
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$1,061,000 (Jun 2015)
Tax Bill	$37,776 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00011`
Alternative APN	`130350600011`

Interior

Stories	2 Stories
Building Area	3,712 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,799 sqft (0.248 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600011
Street Address	116 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10800SF
Legal Block	3506
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 COOPER AVE, MONTCLAIR, NJ 07043-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Prior Sale	Nov 14, 2005 · Amount on Record
Deed Book / Page	12562 / 1781
Prior Transfer Date	Feb 1, 2013
Prior Transfer Doc	1243001159
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	116 COOPER AVE, MONTCLAIR, NJ 07043-2219
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 COOPER AVE, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number	0000142400
Date	Dec 1, 2021
Instrument	2021142400

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	116 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000097678
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	CHAMPION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 COOPER AVE MONTCLAIR NJ 070432219, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number	0000097678
Date	Oct 5, 2020
Instrument	97678

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2045

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,074,400 (-) Land $379,000 Building $695,400	$1,074,400 (-) Land $379,000 Building $695,400
2025	$37,776.00 (+3.32%)	$1,074,400 (-) Land $379,000 Building $695,400	$1,074,400 (-) Land $379,000 Building $695,400
2024	$36,561.00 (+3.5%)
2023		$1,074,400 Land $379,000 Building $695,400	$1,074,400 Land $379,000 Building $695,400
2022	$35,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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