117 Concord, Williamsburg, VA 23188 Property Records

James City County property record for 117 Concord, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,585 sqft · built 1998
Lot Size	0.539 acres (23,479 sqft)
Owner	Trust Name on File
Last Sale	$782,500 (Jun 2021)
Tax Bill	$6,180 (2022)
Deeds & Mortgages	Dec 2023 Transfer Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-1 05-0-0006`

Property Details

APN / Parcel Number

Primary APN	`38-1 05-0-0006`
Alternative APN	`5898`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	23,479 sqft (0.539 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5898
Street Address	117 CONCORD
City	WILLIAMSBURG
State	VA
Zip	23188-7888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-6 &; PART OF L-5 S-13D FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	5
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

117 Concord is owner-occupied and held in a trust since December 2023.

Source: James City County records, as of October 14, 2025

Owner of Record	Trust Name on File
Mailing Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Intrafamily Transfer, Transfer
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Jun 22, 2021	Warranty Deed, Transfer · VA Mortgage PENTAGON FEDERAL CREDIT UNION
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Nov 13, 2020
Deed Document Number	202112559
Last Transfer Date	Dec 11, 2023
Transfer Doc	0202313303
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Dec 12, 2023
Property Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888
Document Number	0202313303
Instrument Date	Dec 11, 2023
Instrument	202313303
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300867
Date	Jan 23, 2023
Instrument	202300867

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 6, 2053

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 22, 2021
Property Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888
Document Number	210012559
Instrument Date	Jun 11, 2021
Instrument	210012559
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888

Mortgage

Document Number	210012560
Date	Jun 22, 2021
Instrument	210012560

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 13, 2020
Property Address	117 CONCORD, WILLIAMSBURG, VA 23188-7888
Document Number	0000019707
Instrument Date	Nov 12, 2020
Instrument	19707
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CONCORD WILLIAMSBURG VA 231887888, WILLIAMSBURG, VA 23188-7888

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$843,400 Land $108,900 Building $734,500	$843,400 Land $108,900 Building $734,500
2023		$744,600 Land $118,400 Building $626,200	$744,600 Land $118,400 Building $626,200
2022	$6,180.00
2019	$5,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Concord in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Concord is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Concord

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