105 Concord, Williamsburg, VA 23188 Property Records

James City County property record for 105 Concord, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,007 sqft · built 1998
Lot Size	0.453 acres (19,776 sqft)
Owner	2 Owner Names on File
Last Sale	$450,000 (Oct 2011)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1 05-0-0009`

Property Details

APN / Parcel Number

Primary APN	`38-1 05-0-0009`
Alternative APN	`10272`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,007 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	19,776 sqft (0.453 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10272
Street Address	105 CONCORD
City	WILLIAMSBURG
State	VA
Zip	23188-7888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-9 S-13D FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	9
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

The current owner of 105 Concord bought it in October 2011.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Owner Names on File
Mailing Address	105 CONCORD, WILLIAMSBURG, VA 23188-7888
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2011 · Amount on File
Deed Sale	Oct 3, 2011 · Amount on File
Deed Document Number	110020416
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	105 CONCORD, WILLIAMSBURG, VA 23188-7888
Document Number	0000005782
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CONCORD WILLIAMSBURG VA 231887888, WILLIAMSBURG, VA 23188-7888

Mortgage

Document Number	0000005782
Date	Apr 28, 2020
Instrument	5782

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 Concord was $5,976, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,976.00 (+6.41%)	$720,000 Land $106,900 Building $613,100	$720,000 Land $106,900 Building $613,100
2024	$5,616.00 (+21.61%)
2023	$4,618.00	$556,500 Land $78,900 Building $477,600	$556,500 Land $78,900 Building $477,600
2022	$4,618.00
2019	$4,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Concord in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Concord is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Concord

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