Merrimack County and Concord City property record for 117 Centre St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,521 sqft · built 1908 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Aug 2019) |
| Tax Bill | $15,609 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:7321Z B:32 |
| Primary APN | CNCD M:7321Z B:32 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,521 sqft Living Area |
| Gross Area | 6,928 sqft |
| 1st Floor Area | 1,704 sqft |
| Attic | Attic |
| Attic Area | 1,442 sqft |
| Basement Area | 1,682 sqft |
| Unfinished Basement | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 117 CENTRE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 32 |
| Legal Lot Number | 3 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 32500 |
Source: Merrimack County and Concord City records · APN CNCD M:7321Z B:32
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 CENTRE ST, CONCORD, NH 03301-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Aug 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage ST MARYS BK |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2019 · Amount on Record |
| Deed Sale | Aug 02, 2019 · Amount on Record |
| Prior Sale | Jun 16, 1989 · Amount on Record |
| Deed Document Number | 201913451 |
| Deed Book / Page | 3640 / 2515 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 117 CENTRE ST, CONCORD, NH 03301-3016 |
| Document Number | 0036701345 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 CENTRE ST CONCORD NH 033013016, CONCORD, NH 03301-3016 |
| Document Number | 0036701345 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 003670/001345 |
| Instrument | 5723 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 29, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Aug 02, 2019 |
| Property Address | 117 CENTRE ST, CONCORD, NH 03301-3016 |
| Document Number | 0036402515 |
| Book / Page | 003640 / 002515 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 13451 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1025 CHESTNUT ST MANCHESTER NH 031042203, MANCHESTER, NH 03104-2203 |
| Document Number | 36402517 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 003640/002517 |
| Instrument | 13452 |
| Name | ST MARYS BK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, NH 03103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 117 CENTRE ST, CONCORD, NH 03301-3016 |
| Document Number | 0035461053 |
| Book / Page | 003546 / 001053 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 CENTRE ST CONCORD NH 033013016, CONCORD, NH 03301-3016 |
| Document Number | 0035461053 |
|---|---|
| Date | Feb 06, 2017 |
| Book Page | 003546/001053 |
| Instrument | 2189 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 05, 2027 |
Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,609.00 (+8.89%) | $536,200 (+0.47%) Land $112,200 Building $424,000 | |
| 2023 | $14,335.00 (+3.75%) | $533,700 (-) Land $112,200 Building $421,500 | $788,120 |
| 2022 | $13,817.00 | $533,700 Land $112,200 Building $421,500 |
Source: FEMA National Flood Hazard Layer as of January 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 276 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONCORD WATER DEPT serves 44,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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