Merrimack County and Concord City property record for 105 Centre St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,608 sqft · built 1895 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,961 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:7321Z B:56 |
| Primary APN | CNCD M:7321Z B:56 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 4,958 sqft |
| 1st Floor Area | 1,210 sqft |
| Attic | Attic |
| Attic Area | 1,221 sqft |
| Basement Area | 1,094 sqft |
| Unfinished Basement | 1,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 105 CENTRE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Block | 56 |
| Legal Lot Number | 2 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32800 |
Source: Merrimack County and Concord City records · APN CNCD M:7321Z B:56
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 105 CENTRE ST, CONCORD, NH 03301-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Dec 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2019 |
| Transfer Doc | 0000024234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 105 CENTRE ST, CONCORD, NH 03301-4110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000024864 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3760/1488 |
| Instrument | 202100024864 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 105 CENTRE ST, CONCORD, NH 03301-4110 |
| Document Number | 0036780379 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 CENTRE ST CONCORD NH 033014110, CONCORD, NH 03301-4110 |
| Document Number | 0036780379 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 003678/000379 |
| Instrument | 9781 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 25, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Dec 23, 2019 |
| Property Address | 105 CENTRE ST, CONCORD, NH 03301-4110 |
| Document Number | 0036592818 |
| Book / Page | 003659 / 002818 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 24234 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 105 CENTRE ST CONCORD NH 033014110, CONCORD, NH 03301-4110 |
Source: Merrimack County and Concord City records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,961.00 (+8.17%) | $410,900 (-0.19%) Land $118,000 Building $292,900 | |
| 2023 | $11,058.00 (+3.74%) | $411,700 (-) Land $118,000 Building $293,700 | $556,700 |
| 2022 | $10,659.00 | $411,700 Land $118,000 Building $293,700 |
Source: FEMA National Flood Hazard Layer as of January 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Consolidated Communications.
Based on FCC filings for 159 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONCORD WATER DEPT serves 44,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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