117 Buds Ln, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 117 Buds Ln, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,115 sqft · built 1994
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2025)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5374.14.22.9598000`

Property Details

APN / Parcel Number

Primary APN	`5374.14.22.9598000`
Alternative APNs	`494299` `33219`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,115 sqft Heated Area
Gross Area	3,007 sqft
1st Floor Area	2,115 sqft
Utility Area	88 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Unfinished

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	18 sqft
Patio Area	416 sqft
Utility Building	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	33219
Street Address	117 BUDS LN
City	CEDAR POINT
State	NC
Zip	28584-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5 BUDS RETREAT
Legal Subdivision	BUDS RETREAT
Legal Block	22
Legal Lot Number	5
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3072
Census Tract	970806

Owner

117 Buds Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 BUDS LN, CEDAR POINT, NC 28584-9297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	20251867354
Deed Book / Page	1867 / 354
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	117 BUDS LN, CEDAR POINT, NC 28584-9297
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017180480
Date	Apr 23, 2021
Book Page	1718/480
Instrument	1718480

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	117 BUDS LN, CEDAR POINT, NC 28584-9297
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017450088
Date	Nov 3, 2021
Book Page	1745/88
Instrument	1745088

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 30, 2025
Property Address	117 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number	0018670354
Book / Page	1867 / 354
Map Reference	MB 28 PG 507
Instrument Date	Sep 30, 2025
Instrument	1867354
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BUDS LN, CEDAR POINT, NC 28584-9297

Mortgage

Document Number	0001867355
Date	Sep 30, 2025
Instrument	1867/355

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 4, 2055

Mortgage

Document Number	0018690039
Date	Oct 17, 2025
Book Page	1869/39
Instrument	1869039

Lender

Name	E A GUTHRIE ETAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 117 Buds Ln was $2,695.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,062 (-) Land $96,221 Building $490,841	$587,062 (-) Land $96,221 Building $490,841
2025	$2,695.00	$587,062 Land $96,221 Building $490,841	$587,062 Land $96,221 Building $490,841
2023		$261,917 Land $80,000 Building $181,917	$261,917 Land $80,000 Building $181,917
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Buds Ln in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Buds Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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