111 Buds Ln, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 111 Buds Ln, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,936 sqft · built 2001
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Jun 2020)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5374.14.22.9807000`

Property Details

APN / Parcel Number

Primary APN	`5374.14.22.9807000`
Alternative APNs	`277652` `60123`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,936 sqft Heated Area
Gross Area	2,689 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft
Patio Area	11 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	60123
Street Address	111 BUDS LN
City	CEDAR POINT
State	NC
Zip	28584-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 BUDS RETREAT
Legal Subdivision	JOHN S JONES
Legal Block	22
Legal Lot Number	2
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3072
Census Tract	970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 BUDS LN, CEDAR POINT, NC 28584-9297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 23, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	20201676136
Deed Book / Page	1676 / 136
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	111 BUDS LN, CEDAR POINT, NC 28584-9297
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017180385
Date	Apr 22, 2021
Book Page	1718/385
Instrument	1718385

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 23, 2020
Property Address	111 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number	0016760136
Book / Page	1676 / 136
Map Reference	MB 28 PG 507
Instrument Date	Jun 19, 2020
Instrument	1676136
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4206, EMERALD ISLE, NC 28594-4206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BUDS LN, CEDAR POINT, NC 28584-9297

Mortgage

Document Number	1676137
Date	Jun 23, 2020
Instrument	1676-137

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,673 (-) Land $96,272 Building $481,401	$577,673 (-) Land $96,272 Building $481,401
2025	$2,654.00 (+81.16%)	$577,673 (+134.03%) Land $96,272 Building $481,401	$577,673 (+134.03%) Land $96,272 Building $481,401
2023		$246,840 Land $75,600 Building $171,240	$246,840 Land $75,600 Building $171,240
2022	$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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