St. Louis County property record for 117 Bernhardt Ave, Saint Louis, MO 63121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,231 sqft · built 1925 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2022) |
| Tax Bill | $2,057 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13H-42-0215 |
| Primary APN | 13H-42-0215 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 253 sqft |
| Patio Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 117 BERNHARDT AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63121-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96A |
| Legal Description | HOME CREST LOT PTS 6 & 7 E 50 FT OF W 150 FT OF S 27.42 FT LOT 6 & E 50 FT OF W 150 FT LOT 7 |
| Legal Subdivision | HOME CREST |
| Legal Block | 3 |
| Legal Lot Number | 6,7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORMANDY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 212701 |
117 Bernhardt Ave is owned and occupied by an individual who bought it in July 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 BERNHARDT AVE, SAINT LOUIS, MO 63121-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2018 | Warranty Deed, Transfer SCOTT CU |
| Oct 11, 2017 | Grant Deed, Transfer TRUE CONCEPT TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 2022721530 |
| Prior Transfer Date | Apr 5, 2016 |
| Prior Transfer Doc | 0219701554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 31, 2018 |
| Property Address | 117 BERNHARDT AVE, SAINT LOUIS, MO 63121-1200 |
| Document Number | 0230480294 |
| Book / Page | 023048 / 000294 |
| Instrument Date | May 23, 2018 |
| Instrument | 92 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 BERNHARDT AVE ST LOUIS MO 631211200, ST LOUIS, MO 63121-1200 |
| Document Number | 230480302 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 023048/000302 |
| Instrument | 94 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
| Document Number | 230481849, |
|---|---|
| Date | May 31, 2018 |
| Book Page | 023048/001849 |
| Instrument | 472 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 11, 2017 |
| Property Address | 117 BERNHARDT AVE, SAINT LOUIS, MO 63121-1200 |
| Document Number | 0227320424 |
| Book / Page | 022732 / 000424 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 77 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TRUE CONCEPT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1695 TOWN CENTER ST AURORA IL 605044340, AURORA, IL 60504-4340 |
The 2025 property tax bill for 117 Bernhardt Ave was $2,057, down 3.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cool Valley City |
| County | St. Louis County |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,620 (-) Land $2,280 Building $22,340 | $129,600 (-) Land $12,000 Building $117,600 | |
| 2025 | $2,057.00 (-3.92%) | $24,620 Land $2,280 Building $22,340 | $129,600 Land $12,000 Building $117,600 |
| 2024 | $2,141.00 (+2.1%) | ||
| 2023 | $2,097.00 (+41.31%) | $23,980 (+57.76%) Land $3,040 Building $20,940 | $126,200 Land $16,000 Building $110,200 |
| 2022 | $1,484.00 | $15,200 Land $2,280 Building $12,920 | |
| 2021 | $80,000 Land $12,000 Building $68,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 117 Bernhardt Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Bernhardt Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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