St. Louis County property record for 115 Bernhardt Ave, Saint Louis, MO 63121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1960 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,200 (Feb 2009) |
| Tax Bill | $1,276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13H-42-0224 |
| Primary APN | 13H-42-0224 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 BERNHARDT AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63121-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96A |
| Legal Description | HOME CREST LOT PT 7 S 50 FT OF W 100 FT |
| Legal Subdivision | HOME CREST |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORMANDY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 212701 |
115 Bernhardt Ave is owned and occupied by an individual who bought it in February 2009.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 BERNHARDT AVE, SAINT LOUIS, MO 63121-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2009 · Amount on File |
| Deed Sale | Feb 24, 2009 · Amount on File |
| Deed Document Number | 2009170 |
| Deed Book / Page | 18229 / 717 |
| Prior Transfer Date | Jan 30, 2009 |
| Prior Transfer Doc | 0182290717 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 115 Bernhardt Ave was $1,276, down 1.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cool Valley City |
| County | St. Louis County |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,370 (-) Land $2,280 Building $13,090 | $80,900 (-) Land $12,000 Building $68,900 | |
| 2025 | $1,276.00 (-1.39%) | $15,370 Land $2,280 Building $13,090 | $80,900 Land $12,000 Building $68,900 |
| 2024 | $1,294.00 (+2.05%) | ||
| 2023 | $1,268.00 (+22.63%) | $14,270 (+34.62%) Land $3,040 Building $11,230 | $75,100 Land $16,000 Building $59,100 |
| 2022 | $1,034.00 | $10,600 Land $2,280 Building $8,320 | |
| 2021 | $55,800 Land $12,000 Building $43,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Bernhardt Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Bernhardt Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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